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Updated Feb 13, 2025
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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

The cheapest car insurance companies in Connecticut

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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Cheapest car insurance in Connecticut for minimum coverage

$46
$557
- $501
$50
$599
- $459
$68
$816
- $242
$79
$942
- $116
$87
$1,045
- $13

Cheapest car insurance in Connecticut for full coverage

$136
$1,637
- $1,080
$158
$1,894
- $823
$162
$1,943
- $774
$220
$2,638
- $79
$232
$2,784
+ $67

Cheapest car insurance in Connecticut for drivers with prior incidents

$632
$1,994
$646
$1,900
$942
$1,943
$981
$3,503
$1,045
$2,638
$774
$2,444
$852
$2,447
$1,001
$3,582
$1,552
$2,796
$1,636
$4,099
$1,252
$3,495
$1,318
$3,170
$1,522
$3,754
$1,534
$4,686
$1,979
$3,554
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Bankrate’s take: Not all car insurance companies will extend coverage to every driver who has been convicted of a DUI. Receiving a DUI is considered by many carriers to be the highest-risk incident drivers can be involved in, so some providers may choose not to underwrite policies for these drivers at all. Still, drivers who have been convicted of a DUI will need to maintain minimum coverage in order to legally drive in Connecticut. Drivers in such circumstances will need to be prepared to shop around and pay higher rates to secure the minimum required coverage.

Cheapest car insurance for young drivers in Connecticut

$1,586
$3,169
$1,600
$4,916
$1,636
$6,030
$1,720
$4,529
$2,399
$5,536
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Bankrate’s take: Insurers tend to perceive teens as higher risk to cover than older drivers, often making them considerably more expensive to insure. Insurers may expect that they’ll pay more out in claims for their teen policyholders due to their lack of experience and higher potential of getting into accidents or receiving traffic violations. Our rates reflect 18-year-old drivers who rent and own their own policy. Maintaining a clean driving record and utilizing discounts can make a noticeable difference in reducing your total premium.

$1,913
$5,585
$2,096
$6,466
$2,450
$9,163
$3,665
$8,124
$4,168
$6,939
$2,172
$6,724
$2,324
$6,706
$2,482
$9,284
$4,537
$8,712
$4,551
$11,271
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Bankrate’s take: Some carriers may offer an accident forgiveness endorsement, meaning they won’t raise rates for policyholders who get into their first at-fault accident. Not all drivers will be eligible for this add-on and each provider will impose their own qualifications, like a certain number of years being accident-free, before extending this coverage to drivers.

$2,098
$5,580
$2,370
$6,517
$2,517
$7,721
$2,910
$7,480
$3,056
$11,508

Cheapest car insurance rates by city in Connecticut

Quinebaug
City average annual min coverage premium
$891
Cheapest car insurance carrier
USAA
Company average annual premium
$455
East Killingly
City average annual min coverage premium
$883
Cheapest car insurance carrier
USAA
Company average annual premium
$444
Oneco
City average annual min coverage premium
$888
Cheapest car insurance carrier
USAA
Company average annual premium
$443
East Woodstock
City average annual min coverage premium
$883
Cheapest car insurance carrier
USAA
Company average annual premium
$444
Fabyan
City average annual min coverage premium
$884
Cheapest car insurance carrier
USAA
Company average annual premium
$444
Stamford
City average annual min coverage premium
$1,068
Cheapest car insurance carrier
USAA
Company average annual premium
$582
East Killingly
City average annual min coverage premium
$883
Cheapest car insurance carrier
USAA
Company average annual premium
$444
Litchfield
City average annual min coverage premium
$881
Cheapest car insurance carrier
Geico
Company average annual premium
$490
New Milford
City average annual min coverage premium
$913
Cheapest car insurance carrier
USAA
Company average annual premium
$514
Glastonbury
City average annual min coverage premium
$941
Cheapest car insurance carrier
USAA
Company average annual premium
$512

Car insurance discounts in Connecticut

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46
years of industry expertise
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122
carriers reviewed
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34.5K
ZIP codes examined
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1.2M
quotes analyzed

Methodology

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40 year old
Single male and female driver
Logo for Brand name
2023 Toyota Camry
Primary vehicle
Credit Good Icon
Good credit score
Auto Insurance Guide Icon
Clean driving record
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Commutes 5 days

Bodily injury liability

$100,000 per person
$300,000 per accident

Property damage liability

$50,000 per accident

Personal injury protection

$100,000 per accident

Uninsured motorist bodily injury

$100,000 per person
$300,000 per accident

Collision deductible

$500

Comprehensive deductible

$500
Written by
Ashlyn Brooks
Writer II, Insurance
Ashlyn Brooks is a finance writer with more than half a decade of experience, known for her knowledge in areas such as taxes, insurance, investing, retirement, finance news, and banking products.
Edited by Editor, Insurance
Reviewed by Director of corporate communications, Insurance Information Institute