Skip to Main Content

Best car insurance in New Hampshire for 2024

Updated Oct 01, 2024
Geico, USAA and Progressive write some of the best car insurance in New Hampshire.
Location-Icon
Explore offers from trusted carriers
+ MORE

Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Best car insurance companies in New Hampshire

To find the best car insurance companies in New Hampshire, our editorial team analyzed rate data from Quadrant Information Services. However, we know price isn't the only factor at stake for many drivers. We also looked at third-party scores issued in the J.D. Power 2024 U.S. Auto Insurance Study, financial strength ratings from AM Best and coverage options for Granite State drivers.

After analyzing dozens of carriers, we found that the best car insurance companies in New Hampshire include Geico, USAA, State Farm, Progressive and Nationwide. When reviewing the table below, you may want to use the average rates in New Hampshire as a benchmark: $1,753 per year for full coverage and $486 per year for minimum coverage.

4.4
Rating: 4.4 stars out of 5
$1,324
$368
4.4
Rating: 4.4 stars out of 5
$4,061
$926
4.3
Rating: 4.3 stars out of 5
$2,333
$718
4.2
Rating: 4.2 stars out of 5
$1,092
$307
4.0
Rating: 4 stars out of 5
$1,105
$615

Geico

Geico

4.4

Rating: 4.4 stars out of 5

Avg. full coverage premium

$110/mo

Avg. full coverage premium

$1,324/yr

Customer satisfaction

638/1,000

Progressive

Progressive

4.4

Rating: 4.4 stars out of 5

Avg. full coverage premium

$338/mo

Avg. full coverage premium

$4,061/yr

Customer satisfaction

620/1,000

State Farm

State Farm

4.3

Rating: 4.3 stars out of 5

Avg. full coverage premium

$194/mo

Avg. full coverage premium

$2,333/yr

Customer satisfaction

664/1,000

USAA

USAA

4.2

Rating: 4.2 stars out of 5

Avg. full coverage premium

$91/mo

Avg. full coverage premium

$1,092/yr

Customer satisfaction

741/1,000

Nationwide

Nationwide

4

Rating: 4 stars out of 5

Avg. full coverage premium

$92/mo

Avg. full coverage premium

$1,105/yr

Customer satisfaction

Not rated

Lightbulb Icon

How Bankrate chose the best car insurance companies in New Hampshire

​​In our quest to identify the best car insurance in New Hampshire, Bankrate's approach involved a meticulous evaluation of the providers in the state. This assessment was conducted through our distinct methodology, which includes assigning a Bankrate Score on a five-point scale. The Bankrate Score is a comprehensive metric that encompasses several critical factors such as average cost, the efficiency of customer service, the availability and utility of digital tools, the financial strength of the company, the breadth of coverage options and the effectiveness of claim handling processes.

This scoring system could be beneficial for consumers seeking car insurance in New Hampshire, as it offers a clear and concise overview of each insurer's strengths and areas for improvement. A high Bankrate Score indicates that a company excels in various aspects important to policyholders, from affordability to service quality. Conversely, a lower score might suggest that the insurer may not meet expectations in one or more of these crucial areas. Thus, the Bankrate Score can serve as a valuable guide for shoppers, hopefully aiding them in making informed and balanced decisions when selecting an insurance provider.

Bankrate logo

Why you can trust Bankrate

Read our full methodology

To help New Hampshire drivers find the best car insurance, Bankrate’s insurance editorial team reviewed some of the largest insurers by market share. We based our picks on a well-rounded analysis of several metrics related to each company.

46

years of industry expertise

122

carriers reviewed

34.5K

ZIP codes examined

1.2M

quotes analyzed

Compare auto insurance rates

Answer a few questions to see personalized rates from top carriers.
Location-Icon
Your information is kept secure

Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

How to find the best car insurance in New Hampshire

Finding the best auto insurance in New Hampshire hinges on a variety of personal factors and preferences. The affordability of premiums can be influenced by several individual aspects, such as your residential location, age, the type of vehicle you own, your driving history and your credit score. It's important to consider these variables carefully, as they can play a significant role in determining the best car insurance policy that aligns with your specific needs and circumstances in New Hampshire.

Related content:

Ready for your quote?

Answer a few questions to see personalized rates from top carriers in New Hampshire

Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

How much is car insurance in New Hampshire?

The average cost of car insurance in New Hampshire is $1,753 per year for full coverage and $486 per year for minimum coverage. Compared to the national average, drivers in New Hampshire typically pay significantly less for car insurance. The national average premium is $2,388 for full coverage and $664 for minimum coverage.

When compared to some neighboring states, however, New Hampshire car insurance premiums fall somewhere in the middle. For example, the average cost of car insurance in Massachusetts is also $1,828 for full coverage, whereas the average full coverage premium in Vermont is only $1,361.

One of the reasons why car insurance in New Hampshire may be less expensive than the national average is because of the relatively low population density in the state. On the other hand, a higher number of uninsured drivers in the state, as allowed by law, may contribute to rates that are higher than some other states.

City Avg. annual full coverage premium Avg. savings vs. state average

Estimate your car insurance cost in New Hampshire

Comparing auto insurance quotes can reveal which carriers offer the lowest rates for your coverage needs. Get started with personalized estimates below.

Calculate your monthly car insurance payment

Get a quick estimate to make sure you're not overpaying.

Caret Down IconCaret Up Icon
Please select age
Location-Icon
Lock Secure Icon Your information is secure
Caret Down IconCaret Up Icon
Please select credit score
Why we're asking
Methodology

Frequently asked questions

Clock Wait Icon
46
years of industry expertise
Search Icon
122
carriers reviewed
Location Icon
34.5K
ZIP codes examined
Dollar Coin Icon
1.2M
quotes analyzed

Methodology

Bankrate utilizes Quadrant Information Services to analyze October 2024 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Rates are weighted based on the population density in each geographic region. Quoted rates for our base profile are based on the following characteristics and coverage levels:

User Icon
40 year old
Single male and female driver
Logo for Brand name
2022 Toyota Camry
Primary vehicle
Credit Good Icon
Good credit score
Auto Insurance Guide Icon
Clean driving record
Briefcase Icon
Commutes 5 days

Bodily injury liability

$100,000 per person
$300,000 per accident

Property damage liability

$50,000 per accident

Personal injury protection

$100,000 per accident

Uninsured motorist bodily injury

$100,000 per person
$300,000 per accident

Collision deductible

$500

Comprehensive deductible

$500

These are sample rates and should only be used for comparative purposes. 



Written by
Ashlyn Brooks
Ashlyn Brooks is a finance writer with more than half a decade of experience, known for her knowledge in areas such as taxes, insurance, investing, retirement, finance news, and banking products.
Edited by Editor II, Insurance