Advice for building your credit score
Rebuilding your credit score can be a challenge that takes months or years to complete — but it's worth it.
The basics
Tools for rebuilding your credit
Practicing good credit habits
Improving your credit score takes time, consistency and patience. Here's what you can do — and the pitfalls to avoid — as you work toward taking your credit score from bad to fair, and beyond.
Build your credit with secured credit cards
Secured credit cards are designed to help people with poor or no credit build their scores over time. Learn how a secured card can put you on the path toward better credit in the future.
Real-life stories about rebuilding credit
Improving your credit score and paying down debt is not impossible. Take inspiration from the following real-life stories.
Latest Articles on Rebuilding Credit
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Can you use your cellphone bill to build credit?
Use cellphone bills to aid credit though your provider doesn’t report them to bureaus
6 min read Aug 13, 2024 -
How to build credit with a secured credit card
If you have a low credit score or a limited credit history, you can start building credit with a secured credit card. Here’s what you need to know.
6 min read Jul 18, 2024 -
10 credit card mistakes to avoid in 2024
Avoid these 10 credit card mistakes this year to make the best use of your credit.
8 min read Aug 16, 2024 -
What to look for in a credit card for bad credit
Applying for a credit card with bad credit can be fraught. Here’s what to look for.
4 min read Jul 10, 2024 -
How a bad credit score can affect you
Lenders will view you less favorably if you have bad credit, but there’s hope.
5 min read May 13, 2024 -
What is a secured credit card and how does it work?
Secured credit cards are a type of credit card that require a cash deposit in exchange for a small line of credit.
6 min read Mar 14, 2024 -
How much is a secured credit card deposit?
Secured credit cards are an excellent way for consumers with poor credit to improve their credit scores.
4 min read Mar 14, 2024 -
What’s the difference between secured and unsecured credit cards?
Secured credit cards require a cash security deposit upfront.
5 min read Mar 14, 2024 -
These are the best ways to consolidate credit card debt
If your debt feels overwhelming, consider consolidating it into a single monthly payment
10 min read Mar 14, 2024 -
Bad credit can affect your mental and physical health
Bad credit can impact your health, both physical and mental.
5 min read Mar 14, 2024