Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
Tips on choosing a card for no credit history
Latest New to Credit Card Advice
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College students: Enjoy these student card benefits
Earn rewards for your spending while establishing your credit history as a student.
5 min read Aug 25, 2024 -
The 800 credit score: What it means, why it helps and how to get one
Earning an 800 credit score proves that you are a creditworthy consumer.
5 min read Aug 23, 2024 -
Should I use a personal loan to pay off credit card debt?
Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?
7 min read Aug 23, 2024 -
How to use 0% APR credit cards for home renovations
Find out how to use a 0 percent APR credit card to finance home projects.
6 min read Aug 23, 2024 -
Is Upside a good way to save at gas stations, restaurants and grocery stores?
Pairing your credit card with the Upside app can help you save more than you think.
5 min read Aug 23, 2024 -
How to get preapproved for a Capital One credit card
Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval
4 min read Aug 22, 2024 -
What is PayPal? A complete guide
Here’s what you need to know to get started with PayPal.
8 min read Aug 22, 2024 -
7 credit card tips for college students
Learn how to use a student credit card responsibly as a college student.
4 min read Aug 22, 2024 -
How to dispute a credit card charge
Unauthorized use, billing errors and complaints are covered by two laws. Here’s what you need to know.
5 min read Aug 25, 2024 -
Can you get a business credit card without a business?
A business credit card can help manage the cost of your business, whatever the gig.
7 min read Aug 21, 2024 -
What does 0% APR mean?
Here’s how to maximize the benefits of a 0% intro APR credit card.
6 min read Aug 21, 2024 -
What is a charge card?
A charge card doesn’t have a preset limit, but requires an excellent credit score and must be paid in full each month.
5 min read Aug 21, 2024 -
How to find fixed-rate credit cards
Fixed-rate credit cards aren’t as common as they once were, but a variable-rate card or fixed-rate loan may be better long-term.
5 min read Aug 16, 2024 -
APR vs. APY: Understanding interest rates
Understanding the difference between APR and APY can help you make smart money decisions.
5 min read Aug 16, 2024 -
Should you get a credit card?
A credit card can be a good financial tool. When should you get one?
8 min read Aug 16, 2024 -
Best Delta Air Lines credit cards
Check out Bankrate’s top Delta credit card picks.
7 min read Aug 16, 2024 -
How to close a Capital One account
Closing the account may affect your credit score, but it will depend on your current credit factors.
7 min read Aug 15, 2024 -
Best credit cards with cellphone insurance
Protect your phone with the best credit cards for cellphone insurance.
4 min read Aug 15, 2024 -
How to recover from credit card delinquency
Delinquency can have a rough impact on your credit, but it’s possible to recover.
8 min read Aug 15, 2024 -
Is no credit better than bad credit?
No credit and bad credit can both disrupt your goals, but which one is better?
6 min read Aug 15, 2024