Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
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Latest New to Credit Card Advice
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How to file taxes for the first time
Filing taxes may seem daunting, but for the average person, it’s usually fairly simple.
7 min read Dec 21, 2022 -
Financial infidelity plagues many households, led by millennials
Hey, honey, did you know I’ve been cheating on you? (Financially, that is.) That’s the unfortunate—and unromantic—reality for millions of Americans. Four out of every 10 U.S. adults that are married, [...]
3 min read Mar 19, 2024 -
Credit cards and COVID: One year later
“See you in a couple weeks when this craziness is all over,” was a common refrain as we filed out of our Manhattan office on March 10, 2020. Now two weeks have turned into 52, and the company has said [...]
4 min read Dec 09, 2021 -
When to pay credit card bills
Paying your credit card on-time or early helps avoid missed payments, late fees, extra interest charges and more.
4 min read Oct 26, 2022 -
Affirm’s new debit card blurs the lines with credit
Affirm’s new debit card is the first to directly incorporate a pay-over-time option.
3 min read Mar 21, 2022 -
Poll: 2020 is a great year to negotiate credit card terms
Chances are that if you asked to have your credit card annual or late fees waived, interest rates lowered or credit limits raised in 2020, you’d get what you wanted. But a lot of people haven’t asked, [...]
5 min read Jul 12, 2022 -
How to get a free credit score
Many credit card issuers offer their customers free credit scores, and some even provide them to non-customers.
3 min read May 26, 2022 -
A guide to Samsung Pay
Samsung Pay opens up a lot of mobile payment options. All you need is the free app and your compatible Samsung device.
4 min read Mar 10, 2022 -
Navigating a holiday shopping season unlike any other
Two in five holiday shoppers are taking a different approach to gift-giving this year, according to a recent Chase survey. That includes 55 percent who plan to focus on quality rather than quantity and [...]
5 min read Mar 19, 2024 -
Denied: Many Americans have been turned down for credit in 2020
Millennials encounter higher rates of denial (for at least one financial product) compared to older generations.
6 min read Mar 18, 2022 -
Your guide to Chase Pay
If you’re looking for a convenient way to pay with a Chase card, Chase Pay may be the solution you’re looking for.
4 min read Mar 19, 2024 -
What is the shopping cart trick and does it still work in 2021?
The shopping cart trick sounds like a good way to avoid a hard credit pull, but does it really work? Here’s everything you need to know about the mythical shopping cart trick.
5 min read Mar 14, 2022 -
Poll: Most Americans lax about protecting personal data
Have you ever used your dog’s name as a password, hopped online at a coffee shop or tossed your credit card bill in the recycle bin? A new poll shows you’re not the only one taking these kinds of data [...]
5 min read Mar 18, 2022 -
Guide to Venmo for business
If you’re thinking of setting up a Venmo business account, here’s what you need to know.
3 min read Dec 23, 2021 -
September will be a key month for COVID credit card promotions
Amid the COVID-19 crisis, one of the silver linings in the credit card world has been the many “new normal” promotions that card issuers have rolled out. In June, a Bankrate survey found 81 percent [...]
3 min read Mar 19, 2024 -
3 surprises about credit cards and COVID-19
It has been about five months since the COVID-19 pandemic ramped up in the U.S. So far, there have been three credit card developments that have really surprised me. Keeping up with the bills Back in March, [...]
3 min read Apr 08, 2022 -
How to use a credit card chargeback to get refunded for canceled events
A chargeback on your credit card is one way to get a refund when your event is canceled.
4 min read Mar 11, 2021 -
Survey: Despite safety concerns, 64% of U.S. cardholders save their information online
Saving payment info online is convenient, but many Americans still worry about safety.
5 min read Jan 25, 2023 -
Boost your credit score by self-reporting
A proactive approach can help consumers build a credit score when their payment history is thin.
4 min read Jan 24, 2023 -
Confused about business credit cards? We’ve got the answers.
You could be on the hook for the debt, so weigh the costs and risks of a company card.
4 min read Jul 07, 2020