Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
Credit card preapproval or prequalification — which is better?
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Earning an 800 credit score proves you’re a creditworthy consumer.
Unauthorized use, billing errors and complaints are covered by two laws. Here’s what you need to know.
Identity theft can be tricky, but you have rights if you fall victim to fraud.
Closing a card can increase your credit utilization, which can hurt your score.
When you are ready, it’s a good idea to move from a secured card to an unsecured card.
A credit line increase can help boost your spending power and your credit score.
When paying for medical bills with credit, aim to pay it off as soon as possible.
Find a credit card that aligns with your spending pattern to reap the rewards.