Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
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Credit Card 101
Latest New to Credit Card Advice
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Should you pay your credit card bill early?
Paying your credit card bill early can lower your credit utilization and help you avoid late payments.
4 min read Apr 20, 2023 -
How to add an authorized user
Adding an authorized user is easy, but make sure you both consider the pros and cons and how it might affect both your finances.
4 min read Apr 19, 2023 -
Best credit card combinations to maximize rewards
Keep reading to learn about our suggested credit card combinations.
9 min read Apr 23, 2024 -
Should you pay off credit card debt before applying for a mortgage?
Paying off credit card debt could help raise your credit score and bring down your overall debt levels, making you a more attractive prospect to lenders and fetching a lower interest rate.
4 min read Mar 30, 2023 -
How to upgrade credit cards with the same issuer
Before you upgrade your credit card with the same issuer, you’ll want to look at all your options and consider the drawbacks.
5 min read Mar 24, 2023 -
Credit card rewards mistakes to avoid
Mistakes to avoid when using your credit card rewards.
5 min read Nov 09, 2023 -
Can you buy a car with a credit card?
Before you purchase a car with a card to earn rewards or use an introductory offer, consider how it may affect your credit or the cost.
8 min read Sep 06, 2023 -
5 tips for first-time flyers
Here are some tips to help make your first flight more relaxing and comfortable.
5 min read Jul 14, 2023 -
Do I need a co-signer for my credit card if I’m under 21?
If you are under 21, you will need proof of your income or to add a co-signer to get a card, but there are other options you can consider.
4 min read Mar 08, 2023 -
How to remove an authorized user from a credit account
Looking to remove an authorized user? The process is simple.
5 min read Mar 07, 2023 -
Southwest elite status: How to earn it and the benefits of doing so
Everything you need to know about Southwest elite status.
6 min read Mar 02, 2023 -
I was approved for a new credit card and got two. What should I do?
What happens if your issuer accidentally sends you two credit cards, and how to ensure it doesn’t hurt your credit score.
3 min read Feb 27, 2023 -
How to apply for a credit card with an ITIN number
The Individual Taxpayer Identification Number (ITIN) may be the key you need to open that elusive credit card door.
3 min read Feb 24, 2023 -
Charge cards vs. credit cards: What are the differences?
You can carry a balance on a credit card, but not with a charge card.
6 min read Feb 16, 2023 -
Best credit cards for Southwest Airlines
Here are the Southwest Airlines cards that put you on the fast track to earning high-level rewards status.
4 min read Jul 12, 2023 -
What income do you need to get a credit card?
Learn the minimum income requirements needed to qualify for a credit card.
5 min read Feb 14, 2023 -
8 bad credit card habits you need to break
These 8 bad credit card habits could be holding you back.
7 min read Feb 06, 2023 -
How to upgrade or downgrade your Capital One credit card
Upgrading or downgrading your Capital One card can be a smart financial move.
6 min read Jul 26, 2023 -
Best credit cards for paying taxes in 2023
Which credit cards are best for paying taxes?
7 min read Jul 26, 2023 -
Biggest credit card scams to look out for in 2023
Credit card scams are getting more sophisticated in 2023.
7 min read Jan 23, 2023