Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be speedy or could take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
A credit score of 700 may not allow you to fill your wallet with high rewards credit cards named after precious metals and gems, but you’re well on your way if you keep building good credit habits.
Follow these tips to stay EMV compliant when processing chip-enabled credit cards.
Many issuers offer gift cards in for rewards — but are the redemptions worthwhile?
Affinity credit cards make it easy to donate to a cause.
Here’s what you can do if your new credit card doesn’t meet your expectations.
Here’s a rundown of all the reasons to keep tabs on the best available credit cards.
Big banks charge higher rates than small banks or credit unions, per the CFPB.
If you’re carrying a balance on your credit card, residual interest can easily sneak up on you when trying to pay it off.