Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
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Credit Card 101
Latest New to Credit Card Advice
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4 things young Americans should know about credit cards in 2023
What you do (or don’t do) with your credit cards in 2023 can make a significant difference in your budget.
5 min read Jan 19, 2023 -
Credit card fraud statistics
Credit card fraud is the second most common type of identity theft in the U.S.
6 min read Jan 12, 2023 -
What credit score is needed for Chase credit cards?
In most cases, your credit needs to fall in the “good” to “excellent” range.
2 min read Feb 10, 2023 -
How I earned $1,701 in credit card rewards in 2022 and what I’m planning for 2023
Here’s how I earned $1,701 in credit card rewards in 2022.
4 min read Apr 23, 2024 -
How to prequalify for an Amex credit card
Checking for prequalification with Amex is easy with Bankrate’s CardMatch tool.
7 min read May 22, 2023 -
Recession-proof your finances, pay off credit card debt now
Paying off your credit card debt now can make you more financially resilient later.
5 min read May 15, 2023 -
PayPal Honey review 2023: Does the extension really work?
Find out how this browser extension works and whether PayPal Honey is legit.
3 min read Jan 02, 2023 -
Debit vs. credit: What’s the best way to pay?
Credit and debit cards are both popular payment methods, but with different purposes.
8 min read Feb 14, 2023 -
“Crypto winter” affecting crypto credit cards
You can earn credit card rewards in the form of cryptocurrency, but is it a good idea?
4 min read Mar 10, 2023 -
Should you apply for a new credit card during the holidays?
Here are some tips for applying for a credit card during the holidays.
3 min read May 02, 2023 -
Best credit cards for a Disney vacation
Make your next Disney trip more magical with the right credit card.
12 min read Apr 23, 2024 -
Best credit cards for home improvement
Maintaining a home can be pricey, but these credit cards can help.
12 min read Jul 20, 2023 -
How to use a 0% intro APR card for holiday shopping
Afraid of that January credit card bill? A 0% intro APR card could help you avoid interest on holiday purchases if you use the introductory offer strategically.
3 min read May 02, 2023 -
Credit card trends in 2023
Here are some credit card industry trends we anticipate in 2023.
5 min read Oct 10, 2022 -
How to get preapproved for a Chase credit card
Chase makes it easy to see if you prequalify for one of its top rewards cards.
5 min read Sep 30, 2022 -
Do I have to pay off credit card debt that’s been sold to a collector?
Debts, unlike fine wine and my wife, do not improve with age. Unpaid debt doesn’t go away. Until the debt is either paid or forgiven, you still owe the money. This is true even if it’s a credit card [...]
5 min read Sep 30, 2022 -
Click to Pay: What it is, how it works
Click to Pay is a one-click online shopping tool.
5 min read Sep 13, 2022 -
Best credit cards for high spenders
If you spend a lot, make your spending work for you with a card that earns rewards.
9 min read Apr 23, 2024 -
Does asking for a credit card rate cut affect your credit score?
A rate decrease won’t hurt your credit unless it triggers a hard inquiry.
3 min read Mar 14, 2024 -
When do credit card companies report to the credit bureaus?
Safeguard your score with a few extra steps regardless of when your issuer reports.
4 min read Sep 05, 2022