Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be speedy or could take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
New credit means exactly that — credit lines or loans that you applied for that you did not have before.
From security codes to minimum payments, here’s the credit card information you need to know.
Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval
A charge card doesn’t have a preset limit, but it must be paid in full each month.
Here’s how the Bank of America Customized Cash Rewards card’s category selection works.
What’s the difference between an authorized user and a credit card co-signer?
Here’s what you need to know about your card’s purchase APR, or annual interest rate.
Click to Pay is a one-click online shopping tool.