Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
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Latest New to Credit Card Advice
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A guide to earning and redeeming frequent flyer miles
Here’s what you need to know about earning and redeeming frequent flyer miles/points.
8 min read Aug 02, 2024 -
What is a purchase APR?
What you need to know about your card’s purchase APR, or interest rate
4 min read May 22, 2024 -
Carrying a balance on a credit card for the first time
Here’s what you need to know about carrying a balance on your credit card.
7 min read May 16, 2024 -
Authorized users: Everything you need to know
Here’s everything you need to know about authorized users.
7 min read May 16, 2024 -
Guide to United Airlines partners
Earn and redeem United miles with a vast network of Star Alliance and United partner airlines when you book future travel.
8 min read Aug 19, 2024 -
9 major hotel chains with free breakfast
Before you book your next vacation, look for ways to score free breakfast.
6 min read May 14, 2024 -
Guide to Alaska Airlines’ partners
Learn how to use Alaska Airlines miles with its partners.
8 min read May 08, 2024 -
Can you let someone use your credit card or lend yours?
Is sharing your credit card illegal? No, but here’s why you still shouldn’t do it.
7 min read May 12, 2024 -
Should you carry a balance on a 0% APR credit card?
It’s not bad to carry a balance on a zero percent intro APR card during the promotion
7 min read May 06, 2024 -
Are joint credit cards a good idea?
Both authorized users and joint applicants can share credit cards, but should they?
9 min read May 02, 2024 -
Which credit cards allow co-signers?
Most major credit issuers no longer allow credit card co-signers.
8 min read Apr 30, 2024 -
Balance transfer or rewards card with a shorter intro APR: Which is right for you?
Should you opt for a longer balance transfer offer or a shorter offer with rewards?
4 min read Apr 29, 2024 -
Guide to American Express Membership Rewards
The Amex Membership Rewards program lets you earn points for flexible redemptions.
10 min read May 31, 2024 -
I received a store card I didn’t apply for. Should I cancel it?
What do you do if you receive a credit card you didn’t apply for?
4 min read Apr 25, 2024 -
Is it illegal to use a business credit card for personal expenses?
No, but mixing business and personal expenses can have some serious consequences.
6 min read Jul 18, 2024 -
What is APR on a credit card?
APR is your card’s interest rate, and it will cost you if you carry a balance.
7 min read Apr 23, 2024 -
Best credit cards for Uber and Lyft
The right credit card can help you to save money on ridesharing.
6 min read Aug 02, 2024 -
Capital One Venture vs. Bank of America Travel Rewards credit card
Considering the Capital One Venture vs. Bank of America Travel Rewards card?
5 min read Aug 19, 2024 -
What happens if you don’t use your credit card?
Here’s how you should be thinking about those unused credit cards in your wallet.
6 min read Apr 04, 2024 -
How to build credit as a college student
Build credit in college with credit cards and responsible card usage.
7 min read May 10, 2024