Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
Tips on choosing a card for no credit history
Latest New to Credit Card Advice
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Best credit cards for home improvement
Maintaining a home can be pricey, but these credit cards can help.
12 min read Jul 20, 2023 -
How to use a 0% intro APR card for holiday shopping
Afraid of that January credit card bill? A 0% intro APR card could help you avoid interest on holiday purchases if you use the introductory offer strategically.
3 min read May 02, 2023 -
Credit card trends in 2023
Here are some credit card industry trends we anticipate in 2023.
5 min read Oct 10, 2022 -
How to get preapproved for a Chase credit card
Chase makes it easy to see if you prequalify for one of its top rewards cards.
5 min read Sep 30, 2022 -
Do I have to pay off credit card debt that’s been sold to a collector?
Debts, unlike fine wine and my wife, do not improve with age. Unpaid debt doesn’t go away. Until the debt is either paid or forgiven, you still owe the money. This is true even if it’s a credit card [...]
5 min read Sep 30, 2022 -
Click to Pay: What it is, how it works
Click to Pay is a one-click online shopping tool.
5 min read Sep 13, 2022 -
Best credit cards for high spenders
If you spend a lot, make your spending work for you with a card that earns rewards.
9 min read Apr 23, 2024 -
Does asking for a credit card rate cut affect your credit score?
A rate decrease won’t hurt your credit unless it triggers a hard inquiry.
3 min read Mar 14, 2024 -
When do credit card companies report to the credit bureaus?
Safeguard your score with a few extra steps regardless of when your issuer reports.
4 min read Sep 05, 2022 -
Top reasons your issuer might close your credit card account
Card issuers may cancel a card for a few reasons. Here’s what you should know.
3 min read Sep 02, 2022 -
How to use a credit card to cover health expenses
When paying for medical bills with credit, aim to pay it off as soon as possible.
6 min read Mar 21, 2024 -
Do preapproved credit card offers affect your credit?
Preapproved credit offers help you figure out if you are eligible for a credit card, but do they impact your credit score?
3 min read Mar 10, 2023 -
What is credit card churning?
Signing up for too many cards to score welcome bonuses can be dangerous
4 min read Mar 07, 2023 -
Should you pay bills with a credit card?
Earn valuable rewards paying your bills with a card, but make sure you understand the fees and more.
6 min read Aug 26, 2022 -
5 things you should know before you co-sign a credit card
Agreeing to co-sign for a loved one may feel good, but it’s a really stupid idea.
6 min read Aug 26, 2022 -
Credit card protection: What is it and is it worth it?
Credit card protection insurance can help preserve your credit’s health in a pinch.
5 min read Aug 11, 2022 -
Can you go to jail for credit card debt?
You won’t necessarily go to jail for credit card debt, but you may end up in court.
4 min read Aug 04, 2022 -
Why do debit and credit cards have expiration dates?
The expiration date for your card helps keep your information secure and in good condition.
4 min read Jul 29, 2022 -
What’s the minimum age for an authorized user?
One way parents can begin the conversation with their children about credit is by adding them to their existing credit card accounts as authorized users.
5 min read Jun 20, 2022 -
Card locks: What they are and how they work
You can use card locks to prevent purchases on your credit card.
4 min read Jun 08, 2022