Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be speedy or could take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
A balance transfer credit card from Wells Fargo can help you consolidate and pay down your existing credit card balances.
Here’s what you need to know about credit card autopay.
You can be preapproved for a Wells Fargo credit card without a hard inquiry.
Learn how to check your business credit score, including paid and free options.
Which credit card fees can you deduct for tax purposes?
Paying your credit card bill early can lower your credit utilization and help you avoid late payments.
Paying your credit card on-time or early helps avoid missed payments, late fees, extra interest charges and more.
See which offers you qualify for without hurting your credit.