Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
Credit card preapproval or prequalification — which is better?
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Here’s what you can do if your new credit card doesn’t meet your expectations.
To help keep your credit utilization low, stick to a twice-monthly payment schedule.
How to use credit card referrals to earn extra rewards.
A Bank of America credit limit increase is possible, but you may need to ask.
Earning travel rewards with credit cards can help offset travel expenses.
You may receive a credit limit increase from Chase automatically, and you can also call them to request an increase.
A second balance transfer can help you continue to pay off debt, but know the risks involved.
Learn about penalty APRS and how to avoid them.