Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
Featured by names you know and trust
The Latest Credit Card Advice
The Amex Blue Cash Everyday offers a few solid benefits in addition to its ongoing rewards on gas, groceries and online retail purchases.
You can use card locks to prevent purchases on your credit card.
The right travel credit card ultimately depends on the type of traveler you are.
Deferred interest deals can be enticing but you could pay more than you expected.
The Amex Membership Rewards program lets you earn points for flexible redemptions.
The differences between these Visa credit card tiers lie in the extra benefits.
Opening more than 5 credit cards in the past 24 months can lower your approval chances.
Funding a large purchase with credit can be handy if you have a payment plan to reap the benefits.