Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
Featured by names you know and trust
The Latest Credit Card Advice
Bank of America travel cards can be lucrative, but rewards vary by card.
Getting a boost to your credit line can be helpful for your credit score.
Credit cards can offer a variety of rewards, but wisely choose, and use, suitable cards.
Learn the difference between a statement balance and current balance.
A cash advance is a short-term cash loan against the line of credit on your credit card.
We’ll go over the details of the Amex Blue Cash Everyday welcome bonus, how to earn it and what to consider when opening an account.
Only you can decide if a crypto credit card is a good idea or not.
Pros and cons of sending money with a card, including fees, interest rates and lower-cost alternatives