Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit.
Credit card preapproval or prequalification — which is better?
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
Featured by names you know and trust
The Latest Credit Card Advice
Use Bankrate’s CardMatch tool or Capital One’s website to check for preapproval
A charge card doesn’t have a preset limit, but it must be paid in full each month.
Businesses tend to cover merchant fees, but other times consumers eat the cost.
Here’s how the Bank of America Customized Cash Rewards card’s category selection works.
What’s the difference between an authorized user and a credit card co-signer?
Here’s what you need to know about your card’s purchase APR, or annual interest rate.
Nine tips to help you earn your welcome bonus.
“Online shopping” is an all-too-often forgotten credit card bonus category. Here’s why it could be one of the most lucrative bonus categories out there.