Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The best time to apply for a credit card depends more on your financial situation.
The credit card approval process can be a relatively speedy, but it may take weeks.
Making too many credit card applications in a short period can hurt your credit score
So, your credit card application has been denied — here’s what to do next.
To process a credit card application, issuers will do a hard inquiry on your credit, which does have a temporary effect on your credit score. Here’s what you need to know.
Credit card preapproval or prequalification — Which one is better and how to get it.
Deciding whether or not to get a credit card comes down to your personal finances.
Watch out for these red flags before picking your first card.
Once you understand the basics of credit, you’ll want to weigh your options.
Average credit limits on first credit cards vary by credit score, income and type.
Find out how to use your credit card and which pitfalls to avoid.
Find out the best practices for your first credit card and which pitfalls to avoid.
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Here’s what you need to do to get your score within a good credit range.
Discover tips and resources for comparing cash back cards and maximizing rewards.
Upgrading or downgrading your Capital One card can be a smart financial move.
Bank of America and Chase offer some of the best rewards credit cards on the market.
A new credit card, timed right and used strategically, can help you fight high prices.
Here, we’ll take a look at some of the top online shopping cards to consider.
Choosing a flat-rate or bonus category cash back card depends on how you use it.
Learn about unsecured credit cards for bad credit you should consider.