Credit Card Advice

Latest New to Credit Card Advice

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  Everything you need to know about credit utilization ratio

  Credit utilization is a big part of your credit score, and you should take steps to manage it well.

  5 min read May 22, 2023
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  Are credit card fees tax deductible?

  Which credit card fees can you deduct for tax purposes?

  2 min read May 03, 2023
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  Traveling around the world with credit card points

  Points and miles have allowed me to travel across the globe on award bookings. Here’s how you can, too.

  7 min read Apr 23, 2024
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  Should you apply for multiple credit cards?

  Having multiple credit cards can have lots of benefits, including boosting your credit score, as long as you time your applications well and maintain your credit cards responsibly.

  5 min read Apr 25, 2023
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  Experts share best credit card advice

  These expert credit card tips can help you get the most out of the cards you have.

  5 min read Apr 21, 2023
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  How to spot a credit card skimmer

  These devices take only seconds to install and can give thieves access to your banking data.

  4 min read Apr 20, 2023
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  Should you pay your credit card bill early?

  Paying your credit card bill early can lower your credit utilization and help you avoid late payments.

  4 min read Apr 20, 2023
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  How to add an authorized user

  Adding an authorized user is easy, but make sure you both consider the pros and cons and how it might affect both your finances.

  4 min read Apr 19, 2023
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  Best credit card combinations to maximize rewards

  Keep reading to learn about our suggested credit card combinations.

  9 min read Apr 23, 2024
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  Should you pay off credit card debt before applying for a mortgage?

  Paying off credit card debt could help raise your credit score and bring down your overall debt levels, making you a more attractive prospect to lenders and fetching a lower interest rate.

  4 min read Mar 30, 2023
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  How to upgrade credit cards with the same issuer

  Before you upgrade your credit card with the same issuer, you’ll want to look at all your options and consider the drawbacks.

  5 min read Mar 24, 2023
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  Credit card rewards mistakes to avoid

  Mistakes to avoid when using your credit card rewards.

  5 min read Nov 09, 2023
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  Can you buy a car with a credit card?

  Before you purchase a car with a card to earn rewards or use an introductory offer, consider how it may affect your credit or the cost.

  8 min read Sep 06, 2023
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  Line of credit vs. credit card: What’s the difference?

  While these two credit products are quite similar, there are key differences.

  7 min read Mar 16, 2023
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  5 tips for first-time flyers

  Here are some tips to help make your first flight more relaxing and comfortable.

  5 min read Jul 14, 2023
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  Do I need a co-signer for my credit card if I’m under 21?

  If you are under 21, you will need proof of your income or to add a co-signer to get a card, but there are other options you can consider.

  4 min read Mar 08, 2023
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  How to remove an authorized user from a credit account

  Looking to remove an authorized user? The process is simple.

  5 min read Mar 07, 2023
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  Preapproved and prequalified credit cards: What’s the difference?

  What’s the difference between preapproved and prequalified? Learn the difference.

  5 min read Mar 07, 2023
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  Southwest elite status: How to earn it and the benefits of doing so

  Everything you need to know about Southwest elite status.

  6 min read Mar 02, 2023
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  I was approved for a new credit card and got two. What should I do?

  What happens if your issuer accidentally sends you two credit cards, and how to ensure it doesn’t hurt your credit score.

  3 min read Feb 27, 2023