Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate.
We can help you find the right credit card to earn cash back and maximize your points and miles.
- Applying for a Credit Card
- Guide to finding your first credit card
- Guide to using your first credit card
Learn everything you need to do to apply for a credit card and increase your chances of approval.
The credit card approval process can be speedy or could take weeks.
Too many credit card applications in a short period can hurt your credit score.
So, your credit card application has been denied — here’s what to do next.
Credit card preapproval or prequalification — which is better?
How to reset your parents’ resistance to credit.
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The Latest Credit Card Advice
Chip and PIN credit cards are more secure than swipe cards. Here’s why.
How Capital One cash advances work and what you should consider before you request one.
What is an adjusted balance, and how does it affect how much you pay in interest?
A balance transfer could be a helpful way to streamline your high-interest debt.
Credit card interest rates have a high mark up over the prime rate. Why are card APRs so high?
Choosing not to activate your credit card may impact more than you realize.
Here’s how you should be thinking about those unused credit cards in your wallet.
Learn why it’s a good idea to pay more than the minimum every month, if you can.