Credit Card Advice
Check out the latest rewards credit card news and advice from our team at Bankrate. We can help you find the right credit card to earn cash back and maximize your points and miles.
Tips on choosing a card for no credit history
Latest New to Credit Card Advice
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A guide to airline companion passes
Airline companion passes vary, but they can all save you money.
6 min read Sep 06, 2024 -
Best-looking cards for 2024
Here are our picks for the best-looking credit cards — and how you can use them.
2 min read Sep 04, 2024 -
Best rotating category credit cards
Max out your rewards with rotating bonus category credit cards.
5 min read Sep 02, 2024 -
How to earn the Amex Blue Cash Everyday welcome bonus
We’ll go over the details of the Amex Blue Cash Everyday welcome bonus, how to earn it and what to consider when opening an account.
5 min read Aug 30, 2024 -
What is a student credit card?
A student credit card works like a traditional card, but it’s designed for people starting to build their credit.
6 min read Aug 30, 2024 -
Know your rights when facing credit card fraud
If you find yourself a victim to credit card fraud, there’s recourse to follow.
5 min read Aug 30, 2024 -
How being an authorized user affects your credit
Credit scores can benefit from the activity reported from an authorized user.
5 min read Aug 30, 2024 -
How to pick the right credit card for you
A quick guide on how to choose a credit card that fits your goals and spending.
10 min read Aug 29, 2024 -
How new credit impacts your credit score
New credit means exactly that — credit lines or loans that you applied for that you did not have before.
5 min read Aug 29, 2024 -
How to pay a credit card bill
Learn how to pay your credit card, when you should pay your bill and more.
5 min read Aug 28, 2024 -
What is a credit card balance?
Your credit card balance is the amount you owe your credit card company at any given time and is essential to managing your debt.
4 min read Aug 28, 2024 -
Is it better to pay off your credit card or keep a balance?
Your credit score is better served by paying your balance in full.
4 min read Aug 27, 2024 -
What is deferred interest and is it worth it?
Deferred interest deals can be enticing but you could pay more than you expected.
7 min read Aug 27, 2024 -
What happens if you don’t activate a credit card?
Your account was opened the moment you were approved, so choosing not to activate your credit card won’t impact your account status – it just means you won’t be able to use it.
5 min read Aug 27, 2024 -
What happens to your retail credit card when a store closes?
When a retailer vanishes, your card debt doesn’t. Here’s how your retail credit card may be impacted by store closures.
5 min read Aug 27, 2024 -
How long does it take to increase your credit score?
Depending on why it’s low, it can take months or even years to raise your credit score.
6 min read Aug 26, 2024 -
The 800 credit score: What it means, why it helps and how to get one
Earning an 800 credit score proves that you are a creditworthy consumer.
5 min read Aug 23, 2024 -
Should I use a personal loan to pay off credit card debt?
Using a personal loan to pay off credit card debt can be a huge financial relief—but is a personal loan your best option?
7 min read Aug 23, 2024 -
How to use 0% APR credit cards for home renovations
Find out how to use a 0 percent APR credit card to finance home projects.
6 min read Aug 23, 2024 -
Is Upside a good way to save at gas stations, restaurants and grocery stores?
Pairing your credit card with the Upside app can help you save more than you think.
6 min read Aug 23, 2024