Why USAA made our list: Although the company is not eligible for official ranking due to eligibility restrictions, USAA received the higher score for customer satisfaction from J.D. Power out of all the best homeowners insurance companies in Michigan that we evaluated. USAA is only available to military members, veterans and their eligible family members. However, if you qualify, you may find that USAA offers below-average rates, exceptional customer service and unique military-focused endorsements such as military uniform and equipment coverage. Additionally, if your personal property is damaged, destroyed or lost in a war, USAA may waive your deductible. For these reasons and more, USAA earned one of the 2023 Bankrate Awards for Best Home Insurance Company Overall.
Who USAA may be good for: USAA could be the best Michigan homeowners insurance company for those seeking military-focused coverage options and who prefer to do business over the phone or online (but only if they meet USAA’s strict eligibility restrictions).