
Why USAA made our list: USAA only provides insurance and banking products to those who are current or retired members of the military and their families. If you fit that demographic, you may want to make USAA your first stop. The carrier is known for excellent customer service (although it doesn’t qualify for official ranking with J.D. Power), financial stability and insurance coverage that is tailored to the specific needs of military families. In addition to homeowners insurance, USAA also writes policies for renters, auto, personal property, condos and more. Additionally, USAA’s average premium is lower than the state’s average.
Who USAA may be good for: Those who need coverage that is military-focused, such as coverage for uniforms or discounts for those who are deployed or stationed on base.