Why Allstate made our list: Allstate offers lower-than-average home insurance premiums with savings opportunities including discounts for early signing, being claims free and a new homebuyer. Best yet, if you purchase auto and homeowners insurance with Allstate, you could get a multi-policy discount of up to 25 percent. Allstate also offers numerous coverage options that could help you tailor your policy to your needs, including electronic data recovery, water backup and sports equipment coverage. However, Allstate scored below the industry average for overall customer satisfaction in the J.D. Power home insurance study and lands high on the NAIC’s customer complaint index. Shoppers who prioritize customer service may want to do further research before switching.
Who Allstate may be good for: For Ohio homeowners in need of car insurance, Allstate may be good for those who want to save money through bundling and possibly additional discounts on both home and auto insurance.