
USAA consistently earns high scores across J.D. Power consumer satisfaction studies, as well as strong financial strength ratings from AM Best, in part due to its customer service skills and simple claims process that can be completed either by phone or mobile app. However, membership and coverage is only extended to active or retired U.S. military service members and their families. Colorado residents who are either members of the military or eligible relatives of someone who is active-duty or a veteran will be able to take advantage of USAA’s many coverage options, including those specific to military uniforms and home sharing, among other standard coverages. And even with these specialized coverages, USAA offers one of the cheapest homeowners insurance premiums in Colorado.