
Why USAA made our list: USAA homeowners insurance in North Carolina provides robust coverage for your home and property, but it’s only available to active-duty military members, veterans and their eligible immediate family members. The company consistently earns high customer satisfaction scores from J.D. Power but is disqualified from official ranking in the study due to its membership eligibility restrictions. While USAA’s average premium is a bit higher than the state average, the company could still be a good choice for those who qualify.
Who USAA may be good for: Those who need military-focused coverage, including individuals stationed at Fort Bragg, New River or Camp Lejeune, may appreciate USAA's attention to their specific needs, which includes coverage for uniforms.