
Why USAA made our list: Homeowners in North Carolina who qualify for USAA have a wide selection of coverage options to choose from, making it easy to build a policy that will meet your needs. The company has consistently earned high customer satisfaction scores per J.D. Power, despite its average premiums being a bit higher than the state average. The downside to USAA is that it is only available to veterans, active-duty military members and their immediate families.
Who USAA may be good for: Those who need military-focused coverage, including individuals stationed at Fort Bragg, New River or Camp Lejeune, may appreciate USAA's attention to their specific needs, which includes coverage for uniforms.