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Updated Feb 01, 2025
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This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

737
/1,000
$56
$676
631
/1,000
$111
$1,329
643
/1,000
$91
$1,092
638
/1,000
$76
$917
609
/1,000
N/A
N/A
*Average rates are for annual policies with $300,000 in dwelling coverage
Bankrate logo

Bankrate's trusted insurance industry expertise

Read our full methodology

The home insurance market can be complicated, but Bankrate's insurance editorial team used our unique perspective to bring readers information they need to make educated decisions when shopping for home insurance.

46

years of industry expertise

122

carriers reviewed

34.5K

ZIP codes examined

1.2M

quotes analyzed

Best for military-focused coverage

USAA

4.8

Rating: 4.8 stars out of 5

Avg. premium for $300K dwelling

$56/mo

Avg. premium for $300K dwelling

$676/yr

Customer satisfaction

737/1,000

Best for customizable coverage

Allstate

4.2

Rating: 4.2 stars out of 5

Avg. premium for $300K dwelling

$111/mo

Avg. premium for $300K dwelling

$1,329/yr

Customer satisfaction

631/1,000

Best for digital tools

State Farm

4.1

Rating: 4.1 stars out of 5

Avg. premium for $300K dwelling

$91/mo

Avg. premium for $300K dwelling

$1,092/yr

Customer satisfaction

643/1,000

Best for local agents

American Family

4.0

Rating: 4 stars out of 5

Avg. premium for $300K dwelling

$76/mo

Avg. premium for $300K dwelling

$917/yr

Customer satisfaction

638/1,000

Best for discounts

Travelers

4.0

Rating: 4 stars out of 5

Avg. premium for $300K dwelling

Not available

Avg. premium for $300K dwelling

Not available

Customer satisfaction

609/1,000

Homeowners wanting diverse pre-selected options

Homeowners looking for a local company with low rates

Mutual of Enumclaw
$43
$522
- $467
$56
$676
- $313
$76
$917
- $72
$88
$1,057
+ $68
$91
$1,092
+ $103
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Powered by Coverage.com (NPN: 19966249)

Advertising disclosure
This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available. Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Many insurers will offer discounts to homeowners who protect their property with devices and systems to warn and guard against fires and burglaries.
Insurers often provide discounts to customers who purchase more than one type of policy through them, like home and auto.
Some insurers will offer discounts for homeowners who disaster-proof their homes with protective items like storm shutters.
Insurers may offer discounts on homes that have recently had their roofs replaced.
$514
$676
$723
$818
$709
$1,092
$1,211
$1,494
$974
$1,329
$1,474
$1,797
$614
$917
$1,011
$1,193
N/A
N/A
N/A
N/A
  • Hillsboro: $867 per year — 12 percent below state average
  • Sherwood: $877 per year — 11 percent below state average
  • Tualatin: $877 per year — 11 percent below state average
  • Beaverton: $881 per year — 11 percent below state average
  • Cornelius: $889 per year — 10 percent below state average
  • Huntington: $1,290 per year — 30 percent above state average
  • Tygh Valley: $1,263 per year — 28 percent above state average
  • Wallowa: $1,261 per year — 27 percent above state average
  • Maupin: $1,258 per year — 27 percent above state average
  • Joseph: $1,258 per year — 27 percent above state average

Related content:

News

Recent updates to Oregon homeowners insurance market

Methodology

User Icon
40 year old
Married male and female homeowners
Logo for Brand name
2017 build year
Primary home
Credit Good Icon
Good credit score
Home Insurance Guide Icon
Clean claim history

Dwelling coverage

$300,000

Other structures coverage

$30,000

Personal property coverage

$150,000

Loss of use coverage

$60,000

Liability coverage

$500,000

Medical payment coverage

$1,000
5
Rating: 5 stars out of 5
Overall Score
  • Cost & ratings 50%
  • Coverage & savings 30%
  • Support 20%