Why Allstate made our list: With a potential multi-policy discount of up to 25 percent, Allstate could be an excellent choice for New Yorkers looking for both home and auto insurance. In addition to an A+ (Superior) financial strength rating from AM Best, Allstate offers a range of discounts. With local offices, contact centers, a website and a mobile app, there are many ways to get in touch with your agent, regardless of how you prefer to do business. However, Allstate does have an above-average overall complaint index rating with the National Association of Insurance Commissioners (NAIC), showing dissatisfaction from some policyholders. Allstate’s average New York homeowners insurance premiums are also higher than the state average.
Who Allstate may be good for: If you would just as soon have all your insurance business through a single company, you might want to consider Allstate. The company's excellent digital tools and high-value bundling discount might make it a good choice for those who don't want to write multiple premium checks each month.