Find out which cards could help you earn rewards for your next trip.
About the author
"I write expert content with the goal of helping consumers make the most of their credit, their money and their lives." - Holly Johnson
- Author of personal finance book “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love," available on Amazon
- Best Contributor/Freelancer at the 6th Annual Plutus Awards
- Frequent consultant for the credit card industry and loyalty programs
- Provides expert commentary on credit cards for publications like New York Magazine, Time Magazine, CNBC, Reader's Digest and more
Holly Johnson began her career working in the funeral industry, which may make you wonder why she works in personal finance now. Yet, the funeral industry taught the author everything she needs to know about the value of one's money and time. Johnson left the mortuary business a decade ago in order to explore her passion for personal finance and travel the world, and since then, she and her husband have built a debt-free lifestyle that has them on the path to retire very wealthy in their 40s. Holly's love of budgeting also led to the creation of her debt payoff book, “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."
Currently, Johnson writes expert content on personal finance, credit cards, loyalty and insurance topics. In addition to writing for Bankrate and CreditCards.com, Johnson does ongoing work for clients that include CNN, Forbes Advisor, LendingTree, Time Magazine and more.
Johnson attended Ball State University in Muncie, Indiana.
Holly's Latest Articles
6 min read Sep 22, 2021
This hybrid rewards card is perfect for travel or cash back. Find out how the points work.4 min read Sep 21, 2021
Learn how long credit card approval takes, including when your card may arrive in the mail.4 min read Sep 21, 2021
A solid secured card choice if you’re serious about getting credit-savvy.4 min read Sep 21, 2021
Before you cancel a balance transfer card, you should consider potential impacts to your credit.4 min read Sep 15, 2021
Learn about balance transfer fees and how they affect your payments.4 min read Sep 15, 2021
How many credit cards is too many? This comprehensive guide will help you decide.8 min read Sep 14, 2021
Card providers typically determine the amount of debt you can move in relation to your credit limit.6 min read Sep 14, 2021