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Denny Ceizyk

Senior Loans Writer
Ribbon Icon EXPERTISE
  • Personal loans
  • Debt management
  • Mortgages
  • Economic policy
Education Icon EDUCATION
  • Bachelor of Arts in Media Arts, University of Arizona

Denny Ceizyk joined the Bankrate Loans team as a Senior Writer in 2023, providing 30 years of insight from his experience in loan sales and as a personal finance writer to help consumers navigate the lending landscape on their financial journeys. Denny’s background in mortgage lending gives him unique insight into how consumer’s financial decisions — especially related to how they manage credit — affect their successes throughout their financial lifetimes.

Denny’s transition into personal finance writing started when he joined forces with a government housing agency during the housing meltdown to educate consumers about how to avoid foreclosure. He began to expand that writing into the personal finance space on a freelance basis and has since been featured in the New York Post, MarketWatch, Debt.com, Cheddar and regional radio stations as he continues to advocate for and help educate consumers to make lending decisions that will help them achieve their financial goals.

When he’s not working, he’s spending time with his family where he might be out by the barn walking his dogs, Elvis and Emmy. If you’re in Nashville, you might catch him playing in a songwriting round, and might even hear one of his songs in an upcoming Hallmark movie.

Denny wants you to know

Every loan decision you make can have a ripple effect on your future financial condition. I saw that firsthand when I processed mortgage loans early in my mortgage career. One wrong decision often meant the difference between approval and denial. Throughout my career, I found the “wrong” financial decision is usually more of an “I didn’t know” decision, and my goal is to provide consumers with the depth of knowledge they need to make informed borrowing choices.

Find Denny beyond Bankrate

Denny's latest articles

  • Bad Credit Loans

    While your credit score will keep you from getting a great APR, you can still find interest rates that are much lower than those you’d likely find on payday loans.

    17 min read Oct 03, 2024
  • Good Credit Loan Rates

    Bankrate's expert team helps you compare good credit loans from an array of lenders. Apply for a loan today!

    12 min read Oct 03, 2024
  • Personal Loan Rates

    Get prequalified for the best personal loan rate for you. Use our personal loans marketplace to get a loan for debt consolidation, major purchases and more.

    20 min read Oct 03, 2024
  • Citizens Bank Student Loans: 2024 Review

    Citizens Bank offers student loans with competitive interest rates and multiyear approval and refinance options with longer repayment terms.

    6 min read Oct 02, 2024
  • Debt Consolidation Loan Rates

    Explore Bankrate's expert picks for the best debt consolidation loans available and discover how the right rate can help you manage your debts more effectively.

    17 min read Oct 01, 2024