Michelle Lambright Black, founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert with nearly two decades of experience in the credit industry. She specializes in credit reporting, credit scoring, financing (business, mortgages, credit cards, loans), debt eradication, budgeting and identity theft. Michelle is also a certified credit expert witness and personal finance writer who has been published by numerous outlets including Experian, Forbes, U.S. News & World Report, and Reader’s Digest, among others.
Michelle Black
Recent Articles By Michelle Black
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Taxes
Tax refund schedule 2021: How long it takes to get your tax refund
Here’s what you need to know to predict how long you’ll wait for your refund.
3 MIN READ Dec. 18, 2020
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Credit
How to improve your credit score
Follow these steps to improve your credit score over time.
6 MIN READ Dec. 21, 2020
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Loans
How to refinance your student loans in 4 steps
Start with these four steps if you’re considering refinancing your student loans.
5 MIN READ Dec. 21, 2020
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Taxes
Where’s my refund? How to track your tax refund
Taxpayers can follow their refund online, by phone or with an app.
4 MIN READ Dec. 17, 2020
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Taxes
How to deduct child care expenses on your taxes
The government gives you a few options that may offset child-related expenses.
3 MIN READ Dec. 23, 2020
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Loans
How to get a low-interest student loan
A good credit score isn’t the only way to get a low-interest student loan.
3 MIN READ Dec. 3, 2020
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Loans
5 medical school loan forgiveness programs for doctors
Doctors typically must serve in high-need areas in order to get loan forgiveness.
4 MIN READ Dec. 3, 2020
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Loans
Student loan forgiveness for nurses
If you work at an eligible facility, some or all of your debt could be wiped away.
8 MIN READ Nov. 17, 2020
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Loans
Take steps now to prepare for when student loan repayment restarts
Federal student loan payments resume on Jan. 1, 2021. Here’s how to prepare.
4 MIN READ Nov. 5, 2020
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Auto
0% APR car deals: Are they worth it?
Zero-APR car deals have their pros and cons.
6 MIN READ Oct. 26, 2020