Michelle Lambright Black, founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert with nearly two decades of experience in the credit industry. She specializes in credit reporting, credit scoring, financing (business, mortgages, credit cards, loans), debt eradication, budgeting and identity theft. Michelle is also a certified credit expert witness and personal finance writer who has been published by numerous outlets including Experian, Forbes, U.S. News & World Report, and Reader’s Digest, among others.
Michelle Black
Recent Articles By Michelle Black
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Loans
What you need to know about the CSS Profile
It could help you qualify for nonfederal financial aid from your university.
4 MIN READ Aug. 13, 2020
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Loans
PAYE vs. REPAYE: Which is better to pay off student loans?
The choice of PAYE versus REPAYE comes down to your financial situation.
6 MIN READ Jul. 30, 2020
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Loans
How does Pay As You Earn (PAYE) work?
PAYE aims to make federal student loan payments affordable for qualified borrowers.
4 MIN READ Jul. 23, 2020
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Loans
How does Revised Pay As You Earn (REPAYE) work?
Here’s how to determine if Revised Pay As You Earn is right for your student loans.
4 MIN READ Jul. 20, 2020
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Loans
Do you need a co-signer for student loans?
Learn the pros and cons of co-signing a student loan.
4 MIN READ Jul. 10, 2020
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Loans
Should you refinance federal student loans?
Refinancing federal student loans may help you save but you’ll also lose benefits.
4 MIN READ Jul. 8, 2020
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Loans
3 ways to spot student loan scams
To avoid student loan scams, keep an eye out for these three things.
4 MIN READ Jun. 30, 2020
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Loans
How to refinance your student loans in 4 steps
Start with these four steps if you’re considering refinancing your student loans.
5 MIN READ Jul. 10, 2020
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Debt
Can creditors take your Social Security?
Social Security is protected from creditors in most cases, but there are exceptions.
5 MIN READ Jun. 2, 2020
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Loans
How to get a personal loan
Consumers have a few places to turn to for a personal loan. Here’s what to know.
14 MIN READ Jun. 29, 2020