Michelle Lambright Black, founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert with nearly two decades of experience in the credit industry. She specializes in credit reporting, credit scoring, financing (business, mortgages, credit cards, loans), debt eradication, budgeting and identity theft. Michelle is also a certified credit expert witness and personal finance writer who has been published by numerous outlets including Experian, Forbes, U.S. News & World Report, and Reader’s Digest, among others.
Michelle Black
Recent Articles By Michelle Black
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Debt
Am I responsible for debts from my deceased spouse?
Before you give in to a debt collector, know your rights.
3 MIN READ Oct. 23, 2020
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Loans
PAYE vs. REPAYE: Which is better to pay off student loans?
The choice of PAYE versus REPAYE comes down to your financial situation.
7 MIN READ Oct. 15, 2020
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Loans
How to calculate loan interest
Learn the basics about interest types and how to calculate your interest rate.
6 MIN READ Oct. 13, 2020
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Loans
How to get a personal loan
Consumers have a few places to turn to for a personal loan. Here’s what to know.
17 MIN READ Oct. 13, 2020
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Loans
5 questions about student loans we wish they’d ask at the presidential debates
Student loan debt is top of mind for many Americans. Here’s what we’d like to know.
5 MIN READ Sep. 29, 2020
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Home Equity
Home equity rates 2020 review and forecast
Home equity rates have fallen in 2020, and they’re not likely to climb soon.
4 MIN READ Sep. 24, 2020
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Loans
What is joint borrowing?
Joint applications on personal loans may not always be the best idea. Here’s why.
4 MIN READ Sep. 16, 2020
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Loans
Student loan forgiveness for teachers: What you need to know
Student loan forgiveness for teachers is available in a few forms.
4 MIN READ Sep. 10, 2020
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Loans
How student loans impact your taxes
There are a few ways to include your student loans while filing your taxes.
6 MIN READ Aug. 25, 2020
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Loans
Student loan forgiveness for nurses
If you work at an eligible facility, some or all of your debt could be wiped away.
5 MIN READ Aug. 25, 2020