
How to avoid resetting the clock on old debt
Delinquent debt has a shelf life, but certain mistakes can keep it fresh.
Dori Zinn is a contributor to Bankrate covering personal finance, personal loans, student loans, student financial aid and investing, among other topics. Since graduating college in a recession, she has covered various parts of the personal finance space, including banking, budgeting, investing and real estate, for more than a decade. She has also contributed to CNET and has been featured in Forbes, The New York Times, The Wall Street Journal, Yahoo and other outlets. She loves teaching people about money.
Delinquent debt has a shelf life, but certain mistakes can keep it fresh.
DTI is your monthly debt divided by your gross monthly income. Here’s what to know.
LendingPoint targets customers with below-average credit interested in taking out personal loans of up to $36,500.
Not everyone’s financial situation calls for the extra help, but there are some instances where you might need one.
Many closing costs are negotiable, and asking can save you a lot of money.
This guide will help you understand which types of debt can benefit most from debt consolidation and which solution might be right for you.
Get prequalified for the best personal loan rate for you. Use our personal loans marketplace to get a loan for debt consolidation, major purchases and more.
Get prequalified for the best personal loan rate for you. Use our personal loans marketplace to get a loan for debt consolidation, major purchases and more.