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Klarna
Klarna is a buy now, pay later app that has flexible eligibility requirements and bases loan amounts on repayment history.
You have a world of options at your fingertips when it comes to paying down your loans. Knowing what they are is the key to becoming debt-free.
— Hanneh Bareham
Hanneh Bareham, a Certified Financial Education Instructor℠, has been a personal finance writer with Bankrate since 2020. She started as a credit cards reporter before transitioning into the role of student loans reporter. She is now a writer on the loans team, further widening her scope across multiple forms of consumer lending.
She has been featured in multiple national and regional media outlets, including Yahoo, CNBC, Business Insider, The Chicago Tribune, The Seattle Times and more. Her desire to empower borrowers comes from her own experiences as a college graduate managing her finances during a tumultuous economic climate. She aims to help others reach their goals through a better understanding of macroeconomic trends.
When she's not checking her repayment strategies with a loan calculator, Hanneh enjoys acting, baking and trying to find the best cup of coffee on the East Coast.
When it comes to taking out any sort of installment loan or repayment plan, it's so important to know exactly what you're signing up for. Before applying, read the terms and conditions or find the basic loan details — like interest rate ranges and repayment terms — on the lender's website to make sure you're doing what's best for your finances.
You have a world of options at your fingertips when it comes to paying down your loans. Knowing what they are is the key to becoming debt-free.
— Hanneh Bareham
Klarna is a buy now, pay later app that has flexible eligibility requirements and bases loan amounts on repayment history.
While federal student loans can be a great way to pay for college, they're limited to U.S. citizens and eligible noncitizens. That means a private student loan is the best way to pay for college for most international students.
Taking out a student loan without a co-signer could mean higher interest rates, especially if you have spotty financial history, but there are some lenders that look at more than just your credit when approving you for a loan.
Graduate school loans are a great option for people who don't have the money to pay for college out of pocket and who have exhausted scholarship and grant opportunities.
Here’s how to qualify for a low-interest personal loan.
These loans don’t require collateral and typically charge higher interest rates.
In late June, two federal judges placed temporary injunctions on forgiveness through the Saving on A Valuable Education (SAVE) repayment plan following the U.S. Department of Education’s announced changes [...]
Withdrawing your retirement early to pay for home projects has both pros and cons.