Taking out a personal line of credit is different from obtaining a personal loan.
About the author
Dan Miller is the founder of PointsWithACrew.com, a site that helps families to travel for free or cheap. In 2013, faced with an expensive Lake Tahoe extended family reunion, he made his first foray into the world of credit card rewards. By the next summer, with a few well-timed credit card applications, he used 170,000 Southwest Rapid Rewards points to purchase eight round-trip cross-country plane tickets. He started Points With a Crew to help others realize that thanks to credit card rewards, their next family vacation might be closer than they think.
His work has been featured in Forbes, NerdWallet, Quicken Loans, Intuit Mint, Business Insider and Yahoo. Along with his family, Dan's usage of credit card rewards has been featured on the CBS Sunday Morning show.
He earned a Bachelor's of Engineering degree from the University of Cincinnati in 2000.
Dan's Latest Articles
6 min read May 14, 2021
The interest rate alone doesn’t necessarily tell the whole story about what you owe.5 min read Aug 27, 2021
Do you find yourself wondering, “is my debt out of control?” Credit has become an essential part of American life, but at the individual level, it can be all too easy to fall into a spiral of debt. [...]5 min read Aug 25, 2021
A past Chapter 7 case won’t stop you from a future Chapter 13 bankruptcy.5 min read Aug 17, 2021
Your credit will take a hit, but things might not be as bad as you expect.9 min read Aug 17, 2021
There are some clear pros to carrying a balance without paying interest, but there are some potential downsides.6 min read Aug 10, 2021
The average cost of landscaping can range from a cheap DIY to thousands of dollars.5 min read Jun 29, 2021
Getting approved for a line of credit depends on a business’s credit and finances.3 min read Jun 17, 2021