Jeff Ostrowski

Senior mortgage reporter
Jeff Ostrowski

Veteran business journalist Jeff Ostrowski writes about mortgages and housing. Before joining Bankrate, he was a reporter at the Palm Beach Post, where he covered real estate and the economy.

Recent Articles By Jeff Ostrowski

  • Mortgages

    Adjustable-rate mortgage refinance rates

    What is an adjustable-rate mortgage refinance loan? In today’s historic frenzy of mortgage refinancing, homeowners are swapping out old loans for new ones at low fixed rates. It is possible to refi into [...]

    1 MIN READ Sep. 22, 2020
  • Mortgages

    5/1 ARM rates

    What is a 5/1 ARM loan? As the name suggests, the interest rate on an adjustable-rate mortgage, or ARM, changes over time. For a five-year ARM, the introductory rate stays the same for five years. Then [...]

    1 MIN READ Sep. 22, 2020
  • Mortgages

    30-year jumbo mortgage rates

    What is a 30-year jumbo mortgage? If you’re buying an expensive home, you might need a jumbo mortgage. These loans exceed the limits of mortgage giants Freddie Mac and Fannie Mae. For 2020, the cutoff [...]

    1 MIN READ Sep. 23, 2020