The latest news on the Fed and home equity rates
- Mortgage refinancing
- Mortgage rate trends
- Housing market
- Bachelor of Arts, Quinnipiac University
Suzanne De Vita is a senior editor on Bankrate’s Home Lending team, focusing on mortgage and real estate topics for homebuyers, homeowners, investors and renters.
Before joining Bankrate, Suzanne was the senior online editor at RISMedia and Real Estate magazine, where her newsletter work was recognized by the National Association of Real Estate Editors. Prior to that, she was a content and PR strategist for a home staging firm and an art teacher. She is also a Chicken Soup for the Soul contributor and storyteller.
Outside of contributing to her team at Bankrate, Suzanne spends time with her family, dog-ears cookbooks, fills out crosswords in ink and practices yoga.
Suzanne wants you to know
It can be difficult to understand what it takes to get approved for a mortgage, especially if your credit needs work or you carry different forms of debt. My best tips? Search thoughtfully for a mortgage lender, keeping in mind that a low rate, while important, isn’t the sole indicator of a positive lending experience. Don’t be afraid to ask the loan officer to help get you in qualifying shape, whether that’s advice to lower your DTI ratio or guidance on low-credit programs. You’ll be able to tell right away which lender’s on your team and which is more focused on getting the sale.
Suzanne’s recommended reading
- Here’s what does (and doesn’t) drive mortgage rates
- HFA loans: Everything you need to know
- Should you pay off your mortgage early?
Suzanne's latest articles
4 min read Jun 14, 2023
The Federal Reserve stayed the course on inflation. What will happen to homebuyers now?3 min read Mar 22, 2023
Five lessons this first-time homebuyer learned along the way.5 min read Jul 15, 2022
An astonishing turnaround in mortgage rates has seen the 30-year double in short order.3 min read Jun 15, 2022
There are advantages to working with a real estate agent — and potential drawbacks.6 min read Jun 11, 2021
A cash-out refi lets you tap your home equity in cash. See if it’s right for you.10 min read Sep 25, 2023
What if you could buy a home today, but lock in a mortgage rate from 2021?4 min read Sep 25, 2023
Top mortgage and real estate news of the week1 min read Sep 23, 2023
It covers a particular type of borrower or investor. Newbies needn’t apply.4 min read Sep 22, 2023
Compare jumbo refinance rates and choose your preferred lender. Check rates today to learn more about the latest jumbo refinance rates.6 min read Sep 22, 2023
Compare jumbo loan rates and choose your preferred lender. Check rates today to learn more about the latest jumbo loan rates.9 min read Sep 22, 2023
Shopping for mortgage rates for a second home? Compare second home mortgage rates from Bankrate's wide selection of lenders today.6 min read Sep 22, 2023
A home equity loan lets you borrow against your home’s value. To find the best loan for you, compare loan rates with a few lenders before applying.22 min read Sep 20, 2023