Citi Double Cash Card vs. Chase Freedom Unlimited
Cash rewards cards with balance transfer offers generate budget savings, but be sure to compare all the details.
5 min read
Dec 03, 2024
Tim Maxwell
Contributor, Credit and Real Estate
EXPERTISE
- Credit
- Credit cards
- Loans
- Real estate
EDUCATION
- Bachelor of Arts, Fresno State University
My goal is to help people improve their financial well-being and literacy by creating factual content that’s accessible and easy to understand.
— Tim Maxwell
Early in his career, Tim worked in broadcast news as a “one-person band.” He was often responsible for capturing news events and interviewing subjects and witnesses on camera before writing and editing the package for broadcast. He later worked for 20th Century Fox and NBC/Universal in various digital media capacities.
Tim is now a freelance financial writer focusing on credit education and real estate. He is passionate about demystifying personal finance and helping people live their best lives.
Tim lives in the Sierra Nevada mountains, where he enjoys cycling, golfing and creating memories with his family. He also finds immense joy in cashing in his hard-earned credit card rewards.
Find Tim Maxwell beyond Bankrate
- CBS News
- Fox Business
- Experian
My goal is to help people improve their financial well-being and literacy by creating factual content that’s accessible and easy to understand.
— Tim Maxwell
Tim's latest articles
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The cheapest ways to build a house, and the most affordable types to build
The cheapest ways to build a house, from architectural styles to construction materials.
6 min read Oct 10, 2024 -
How to minimize the cost of a cash advance
A cash advance is a last-resort option to get money for an emergency or unplanned expense, but it comes with high interest and transaction fees. Here’s how to minimize the cost of a cash advance.
5 min read Oct 08, 2024 -
Chase Sapphire Preferred Card vs. Chase Sapphire Reserve
Here’s how to choose between Sapphire Preferred and Sapphire Reserve.
7 min read Oct 08, 2024 -
What is considered a bad credit score?
A bad credit score can adversely impact you, but you don’t have to live with it.
7 min read Sep 18, 2024 -
What is deferred interest and is it worth it?
Deferred interest deals can be enticing but you could pay more than you expected.
7 min read Aug 27, 2024 -
How to find fixed-rate credit cards
Fixed-rate credit cards aren’t as common as they once were, but a variable-rate card or fixed-rate loan may be better long-term.
5 min read Aug 16, 2024 -
APR vs. APY: Understanding interest rates
Understanding the difference between APR and APY can help you make smart money decisions.
5 min read Aug 16, 2024