How to find fixed-rate credit cards
Fixed-rate credit cards aren’t as common as they once were, but a variable-rate card or fixed-rate loan may be better long-term.
My goal is to help people improve their financial well-being and literacy by creating factual content that’s accessible and easy to understand.
— Tim Maxwell
Early in his career, Tim worked in broadcast news as a “one-person band.” He was often responsible for capturing news events and interviewing subjects and witnesses on camera before writing and editing the package for broadcast. He later worked for 20th Century Fox and NBC/Universal in various digital media capacities.
Tim is now a freelance financial writer focusing on credit education and real estate. He is passionate about demystifying personal finance and helping people live their best lives.
Tim lives in the Sierra Nevada mountains, where he enjoys cycling, golfing and creating memories with his family. He also finds immense joy in cashing in his hard-earned credit card rewards.
My goal is to help people improve their financial well-being and literacy by creating factual content that’s accessible and easy to understand.
— Tim Maxwell
Fixed-rate credit cards aren’t as common as they once were, but a variable-rate card or fixed-rate loan may be better long-term.
Unique rewards rates and cardholder perks set these two cards apart.
Both earn rewards in Capital One’s proprietary Venture miles currency, but their welcome bonuses and rewards differ.
A bad credit score can adversely impact you, but you don’t have to live with it.
Find out which cash back card will help you to earn more rewards.
While these Capital One cards are both low in fees, they’re designed to serve very different cardholder needs.
Deferred interest deals can be enticing but you could pay more than you expected.
Understanding the difference between APR and APY can help you make smart money decisions.