Kristina Byas

Contributor, Personal Finance

Kristina Byas is a Milwaukee-based writer and contributor at Bankrate. Equipped with a bachelor of arts in English from the University of Wisconsin-Milwaukee and a passion for personal finance, Kristina has made it her mission to empower individuals and families to take control of their financial well-being.

Over the years, she has lent her insights and knowledge to numerous financial publications, where her articles have helped readers navigate the intricacies of building and maintaining wealth.

Find Kristina Byas beyond Bankrate

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Kristina's latest articles

How to get a business loan with bad credit

You can get a business loan with bad credit. Learn how to boost your approval odds.

10 min read Apr 15, 2025
Business loan prepayment penalties: What are they?

While not every business loan charges prepayment penalties, you may see them on certain SBA and commercial real estate loans.

4 min read Apr 11, 2025
How much will a business line of credit cost?

The true cost of your line of credit will depend on rates, fees and repayment terms.

5 min read Mar 20, 2025
What are SBA Community Advantage Small Business Lending Companies?

The SBA is creating Community Advantage Small Business Lending Companies (CA SBLCs) to help provide regular SBA 7(a) loans to businesses in underserved communities.

4 min read Feb 24, 2025
What is a working capital loan and how does it work?

Need help covering day-to-day costs? A working capital loan could be the answer.

8 min read Feb 12, 2025
When to consider a fast business loan

When you need immediate access to working capital, a fast busines loan may be the answer.

4 min read Jan 28, 2025
Are business grants taxable?

Business grants are usually taxable, but it depends on the grant type.

5 min read Dec 23, 2024
20 grants for Black women

Here are 23 grants for Black women — one of the largest underserved communities.

13 min read Dec 09, 2024