Prescreened credit card offers are targeted to qualified consumers, who are invited to apply for a new credit card.
About the author
Erica Lamberg is a personal finance and travel writer based in suburban Philadelphia. She has been a contributor to CreditCards.com and Bankrate since 2018.
For the past 15 years, Erica has worked as a freelance writer and is considered a travel expert and personal finance specialist. She also writes about parenting, health, higher education and real estate.
She has worked as a correspondent for Gannett for over 10 years, and in 2019, became a travel contributor for Gannett’s flagship news outlet, USA TODAY. As a regular contributor to USA TODAY, Erica covers travel trends, destinations and offers advice about how to save money and travel better and safer. Her work is syndicated to other Gannett news outlets.
In addition, Erica is a travel insurance writer for Forbes. She has penned over 20 articles about travel insurance with a goal to help travelers protect their travel investments and be safe, especially when traveling outside the United States. She also writes about how travelers can better prepare for future travel. Her work is syndicated to dozens of online and print partners.
Recently, Erica joined CNN Underscored, the e-commerce division of CNN, where she will focus on money coverage.
Her other writing credits include Oprah Magazine, Reader’s Digest, U.S. News & World Report, Parents, Business Insider and NBC News.
Erica is a firm believer that credit card rewards are a valuable and viable way to earn cash back bonuses and travel points but is quick to warn that the rewards must outweigh any interest charges from revolving balances and any steep annual fees. Her best advice is to pay off all monthly balances in full to reap the full value of your reward credit cards.
Erica earned a Bachelor of Science degree from the University of Maryland at College Park in Consumer Economics.
Erica's Latest Articles
5 min read Apr 15, 2021
Department store purchases can add up quickly, and with careful planning and a cash back strategy, you can earn and reap valuable credit card rewards.3 min read Dec 16, 2020
Poor credit can keep you from landing a personal loan. Here’s how to impress lenders.3 min read Feb 17, 2016
Flowers, candy, dinner: They pale in comparison to a romantic cruise. Here’s why.2 min read Feb 05, 2016
Looking to augment your retirement income? These tips can help you land part-time work.2 min read Jan 13, 2016
Waited too long to buy your plane tickets? These strategies will help you save.2 min read Nov 17, 2015
What does the statute of limitation mean for debt? Find out how this law protects you.3 min read Nov 16, 2015
To keep costs down, travel with a second family. These tips will keep the trip on track.2 min read Sep 02, 2015