When does debt fall off your credit report?
Missed debt payments or collection accounts can stay on your report for 10 years.
5 min read
Sep 15, 2022
EXPERTISE
- Personal finance
Highlights
- Personal finance expert specializing in budgets, credit cards and student loans
- Featured in U.S. News & World Report, Credit Karma and Reviewed.com
Experience
Kim Porter is a former contributor to Bankrate, a personal finance expert who loves talking budgets, credit cards and student loans. Porter writes for publications such as U.S. News & World Report, Credit Karma and Reviewed.com. When she's not writing or reading, you can usually find her planning a trip or training for her next race.
Kim's Latest Articles
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What you need to know about debt management plans
These plans may provide the resources, accountability and structure you need to pay off your debt.
6 min read Aug 30, 2022 -
How debt consolidation loans work
Debt consolidation can help you stay organized and possibly save money.
7 min read Aug 23, 2022 -
How to calculate home equity
Learn how much equity you have in your home and how much of it you can borrow.
4 min read Aug 22, 2022 -
Are home equity loans tax-deductible?
Home equity borrowers can deduct interest, but only if they meet these requirements.
4 min read Aug 18, 2022 -
How to build equity in your home
Building home equity is a smart financial move, and there are a few ways to do it.
6 min read Aug 17, 2022 -
What is a personal loan?
Personal loans can help finance debt consolidation, events, education and more.
8 min read Aug 12, 2022 -
Fixed vs. variable student loan rates: Which is best for you?
The right choice depends on the type of borrower you are.
3 min read Aug 03, 2022 -
Should you pay off student loans or invest?
Compare the return on your investments versus your student loan interest rate.
4 min read Jul 29, 2022 -
Where to get a personal loan
Your credit score could decide the type of lender you should choose for a personal loan.
5 min read Jul 22, 2022 -
How to get a student loan without a parent
You have several options for getting a loan as an independent student.
5 min read Jul 13, 2022 -
How to choose the best private student loan for college
Private student loan lenders all set their own options and standards.
6 min read Jun 30, 2022 -
How to get a student loan
Paying for college is a challenge for many students, but student loans can help.
6 min read Jun 30, 2022 -
Can I use a 529 plan to study abroad?
Many foreign schools are eligible for tax-free withdrawal under 529 plan rules.
4 min read Jun 29, 2022 -
Best lenders to refinance parent PLUS loans
Typically either you or your child can take out the new private loan.
5 min read Jun 23, 2022 -
What is an auto service contract?
You may not need one if your car comes with a manufacturer’s warranty.
3 min read Jun 14, 2022 -
How to qualify for a private student loan
Get your credit in the best shape possible before applying.
6 min read May 27, 2022 -
Should I convert my IRA into a 529 plan?
Moving IRA funds into a 529 plan could trigger fees, but you can avoid a penalty.
3 min read May 27, 2022 -
Compare parent student loans: Parent PLUS vs. private student loans
The right parent student loan depends on your priorities and financial situation.
5 min read May 12, 2022 -
Firstmark Services overview: What student loan borrowers need to know
Firstmark is a division of Nelnet, but it services only private student loans.
3 min read Apr 20, 2022