What is a personal loan?
Personal loans can help finance debt consolidation, events, education and more.
9 min read
Jan 27, 2023
EXPERTISE
- Personal finance
Highlights
- Personal finance expert specializing in budgets, credit cards and student loans
- Featured in U.S. News & World Report, Credit Karma and Reviewed.com
Experience
Kim Porter is a former contributor to Bankrate, a personal finance expert who loves talking budgets, credit cards and student loans. Porter writes for publications such as U.S. News & World Report, Credit Karma and Reviewed.com. When she's not writing or reading, you can usually find her planning a trip or training for her next race.
Kim's latest articles
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Navient Overview: What to know about this student loan servicer
Navient services private and federal student loans for more than 10 million people.
4 min read Jan 19, 2023 -
FedLoan Servicing: What student loan borrowers need to know
If you’re pursuing Public Service Loan Forgiveness, you probably work with FedLoan.
2 min read Jan 19, 2023 -
If you’re not paying student loans now, what other money moves should you be making?
Try tackling other financial priorities during COVID-19 student loan forbearance.
7 min read Jan 17, 2023 -
What Great Lakes Educational Loan Services borrowers need to know
Your student loan servicer is responsible for helping you manage repayment.
4 min read Jan 11, 2023 -
H&R Block review 2023 (tax year 2022)
H&R Block is the best bet for those who qualify for the free edition and want the convenience of multiple filing options.
4 min read Dec 23, 2022 -
Conduent overview: What student loan borrowers need to know
Here’s how to find out where your Conduent loan was transferred to.
2 min read Dec 16, 2022 -
How debt consolidation loans work
Debt consolidation can help you stay organized and possibly save money.
8 min read Nov 18, 2022 -
Deferment vs. forbearance: Which is best for your student loan?
Deferment and forbearance both allow you to hit pause on your federal student loans.
6 min read Nov 17, 2022 -
What can private student loans be spent on?
Even if you can get away with noneducational expenses, it’s not a good idea.
3 min read Oct 13, 2022 -
What you need to know about debt management plans
These plans may provide the resources, accountability and structure you need to pay off your debt.
6 min read Aug 30, 2022 -
How to calculate home equity
Learn how much equity you have in your home and how much of it you can borrow.
4 min read Aug 22, 2022 -
Are home equity loans tax-deductible?
Home equity borrowers can deduct interest, but only if they meet these requirements.
4 min read Aug 18, 2022 -
How to build equity in your home
Building home equity is a smart financial move, and there are a few ways to do it.
6 min read Aug 17, 2022 -
Fixed vs. variable student loan rates: Which is best for you?
The right choice depends on the type of borrower you are.
3 min read Aug 03, 2022