
Need another balance transfer? Don’t feel ashamed
A second balance transfer can help you continue to pay off debt, but know the risks involved.
If you’re a credit card user and you want to avoid getting into debt, it’s critical to create a budget and stick to it. Avoid spending more with your card than you can pay off each month. Better yet, pay your balance down to zero each week if your budget allows it.
— Brady Porche
Brady Porche is an editorial director for CreditCards.com and Bankrate Credit Cards. He has 20 years of professional experience as a writer and editor.
Since joining CreditCards.com in 2016, Brady’s writing has provided consumers with helpful information on many aspects of personal finance. He specializes in credit scores and credit reports, and has extensively covered topics such as rewards, debt management, data security, consumer law, monetary policy and more.
Brady also works with noted personal finance experts to deliver weekly insights into key topics such as business credit, credit scores, using rewards to fund travel and credit card industry trends.
As a personal finance writer and editor, Brady’s goal is to break down complex credit card topics in a way that helps consumers make the best decisions for their finances – whether it’s choosing the best cards for their spending needs, getting out of debt, starting a business or planning a dream vacation with points and miles.
If you’re a credit card user and you want to avoid getting into debt, it’s critical to create a budget and stick to it. Avoid spending more with your card than you can pay off each month. Better yet, pay your balance down to zero each week if your budget allows it.
— Brady Porche
A second balance transfer can help you continue to pay off debt, but know the risks involved.
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