Credit card fraud statistics
Credit card fraud is the second most common type of identity theft in the U.S.
6 min read
Jan 12, 2023
EXPERTISE
- Personal finance
- Credit cards
- Insurance
EDUCATION
- Bachelor’s degree in Journalism, The University of Kansas
- Master’s degree in Communication, Southern New Hampshire University
“Just like millions of Americans, I have experienced ups and downs with my personal finances. When I share knowledge and expertise about spending and saving money, it makes me feel good about helping someone who’s in the same situation that I’ve been in. Most of us don’t learn about personal finance in school – we often learn about it through trial and error. It’s my hope that somebody can figure out how to better handle their money after reading my work.”
— John Egan
Highlights
- Austin, Texas- based freelance writer and content marketing strategist
- Quoted in the Wall Street Journal, Today.com, ABC News, NPR, MarketWatch and the Chicago Tribune
- Featured in CreditCards.com, Forbes Advisor, Experian and U.S. News & World Report
Experience
John Egan is a freelance writer and content marketing strategist in Austin, Texas. He specializes in content focusing on personal finance, real estate and health and wellness. Among the outlets where John’s work has appeared are CreditCards.com, Bankrate, Forbes Advisor, Experian and U.S. News & World Report. He is the former editor-in-chief of the Austin Business Journal.
John has won awards from several organizations, including the Society for Advancing Business Editing and Writing (SABEW) and the National Association of Real Estate Editors.
“Just like millions of Americans, I have experienced ups and downs with my personal finances. When I share knowledge and expertise about spending and saving money, it makes me feel good about helping someone who’s in the same situation that I’ve been in. Most of us don’t learn about personal finance in school – we often learn about it through trial and error. It’s my hope that somebody can figure out how to better handle their money after reading my work.”
— John Egan
John's latest articles
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Credit card interest rate forecast for 2023: Rates poised to rise
See Bankrate’s predictions for where credit card rates will head in 2023.
3 min read Jan 03, 2023 -
Subprime credit card holders hit hardest by rising interest rates
Why subprime borrowers are vulnerable to rising interest rates, and how to prepare.
4 min read Dec 14, 2022 -
Shop Small: 15 local Florida brands you must try
Where to go to support local Florida businesses this Small Business Saturday.
5 min read Nov 15, 2022 -
Need another balance transfer? Don’t feel ashamed
A second balance transfer can help you continue to pay off debt, but know the risks involved.
5 min read Oct 17, 2022 -
Bad credit can affect your mental and physical health
Having bad credit can weigh heavily on mental health, but there are ways to cope.
4 min read Oct 14, 2022 -
Not a rewards junkie? That’s OK
You can get lots of value from your cards even if you’re not a rewards junkie.
3 min read Oct 12, 2022 -
Can undocumented immigrants apply for a credit card?
Learn how to apply for a credit card and build credit as an undocumented immigrant
6 min read Sep 14, 2022 -
Five years after the Equifax data breach, how safe is your data?
How secure is your data five years after the Equifax data breach?
7 min read Sep 12, 2022 -
How your credit cards can help during a recession
A strategy for turning your credit cards into recession survival tools
5 min read Sep 06, 2022 -
How to establish credit for adults with disabilities
The credit landscape for Americans with disabilities is uneven.
5 min read Sep 01, 2022 -
As gas prices soar, card networks raise pre-authorization holds on gas purchases
Pre-authorization limits for card purchases at gas pumps have risen to $175.
5 min read Aug 02, 2022 -
How to plan and pay for an LGBTQ+ wedding
Here are a few things to keep in mind when budgeting for an LGBTQ+ wedding.
5 min read Jul 07, 2022 -
Statement balance vs. current balance: What’s the difference?
Your statement balance reflects how much is due at the end of a billing cycle, while your current balance is how much you owe at any given time.
4 min read Jun 24, 2022 -
Veterans and debt
After leaving active duty, many members of the U.S. military confront debt from loans, medical expenses and credit cards.
4 min read Jun 15, 2022