Credit card interest rate forecast for 2022: Slow climb continues
See Bankrate’s predictions for where credit card rates will head this year.
3 min read
Jan 03, 2022
About the author
“Just like millions of Americans, I have experienced ups and downs with my personal finances. When I share knowledge and expertise about spending and saving money, it makes me feel good about helping someone who’s in the same situation that I’ve been in. Most of us don’t learn about personal finance in school – we often learn about it through trial and error. It’s my hope that somebody can figure out how to better handle their money after reading my work.” – John Egan
Expertise
Personal finance, credit cards, insurance
Education
Bachelor’s degree in journalism from the University of Kansas; Master’s degree in communication from Southern New Hampshire University
Experience
John Egan is a freelance writer and content marketing strategist in Austin, Texas. He specializes in content focusing on personal finance, real estate and health and wellness. Among the outlets where John’s work has appeared are CreditCards.com, Bankrate, Forbes Advisor, Experian and U.S. News & World Report. He is the former editor-in-chief of the Austin Business Journal.
John has won awards from several organizations, including the Society for Advancing Business Editing and Writing (SABEW) and the National Association of Real Estate Editors.
John earned his bachelor’s degree in journalism from the University of Kansas and his master’s degree in communication from Southern New Hampshire University.
Media
John has been quoted by media outlets like the Wall Street Journal, Today.com, ABC News, NPR, MarketWatch and the Chicago Tribune.
John's Latest Articles
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How returning to the office can impact your finances
As workers return to offices, many are giving a second look at workplace-related personal expenses.
7 min read Sep 20, 2021 -
LGBTQ+ guide to personal finance
Lesbian, gay, bisexual and transgender Americans have made extraordinary strides toward equality in recent years, yet obstacles remain – including disparities in personal finance. In 2019, LGBTQ+ adults [...]
4 min read Jun 03, 2021 -
Biden taps former student loan watchdog to lead CFPB
Rohit Chopra, a member of the Federal Trade Commission, once served as the federal government’s student loan watchdog. Now, he’s preparing to take on a bigger role—the federal government’s watchdog [...]
2 min read Jan 19, 2021 -
Despite COVID, credit card debt sinks to lowest level since 2017
During the pandemic-created recession, when millions of Americans are strapped for cash, you’d think that more of us would turn to credit cards to help tide us over. It appears that just the opposite [...]
2 min read Dec 01, 2020 -
Statement balance vs. current balance: What’s the difference?
Perhaps one of the most confusing parts of a credit card bill is that it contains two different balances: a statement balance and a current balance. Knowing the difference between these two amounts can [...]
4 min read Oct 09, 2020 -
How to financially prepare for a hurricane
Experts recommend taking these seven pre-storm steps to batten down your financial hatches.
4 min read Sep 07, 2020 -
How to protect yourself from check fraud
Paper checks have declined in popularity, but fraudsters still love them. Here’s why.
3 min read Apr 19, 2016