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Andy Shuman

  • Credit cards
  • Consumer debt
  • Travel and credit card rewards programs


  • Beat his credit card debt in the 1990s and never looked back
  • Has authored bestselling books on maximizing travel rewards
  • Since 2013, has contributed to major blogs and online publications, such as Frugal Travel Guy,, NerdWallet, Barclaycard Travel and, among many others
  • Strong believer in leveraging good credit habits for life improvements and financial gains
  • Proud member of the American Society of Journalists and Authors


Andy Shuman is a contributing writer to Bankrate. He is a New York-based freelance writer with strong expertise in consumer credit and travel loyalty programs. Andy is also the author of the Amazon bestselling series “The Lazy Traveler’s Handbook” and founder and blogger at He has contributed to major online consumer and B2B publications, covering topics ranging from credit, banking and consumer debt to cars, in-flight entertainment systems and city travel guides.

Andy believes that, used responsibly, credit cards are a fantastic, indispensable tool and that John Biggins’ Charge-It, the precursor to what we routinely call “plastic,” remains one of the most amazing inventions in the history of mankind.

Andy's latest articles