What percentage of income should go to a mortgage?
Every borrower’s situation is different, but there are at least two schools of thought.
7 min read
Oct 02, 2023
Jennifer Bradley Franklin is a multi-platform journalist and author, often covering finance, real estate, travel, food, design, beauty and celebrities. Jennifer loves helping readers feel confident in making financial and real estate decisions by serving up experts who make things simple.
In addition to writing for Bankrate, her work is featured in Conde Nast Traveler, USA Today, Bon Appetit, Food Network, Architectural Digest, People, Delta Sky and others. She's also the proud co-author of the 2016 book "Make it ZERO: The Movement to Safeguard Every Child," in which she wrote about poverty, hunger and other social issues facing America’s youth. Jennifer has a journalism degree from the University of Georgia's Grady College of Journalism and Mass Communication, and she's proudly based in Atlanta. When she’s not discovering a far-flung destination, Jennifer loves exploring the terrific restaurants in her hometown and never minds taking a detour for an exceptional cup of coffee.
Jennifer Bradley's latest articles
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How to read and compare mortgage loan estimates
A loan estimate is just that: an estimate. Here’s what you need to know.
8 min read Sep 28, 2023 -
Mortgage accelerator loan: What is it and how does it work?
Though there’s buzz around mortgage accelerator loans, they aren’t for everyone.
3 min read Sep 11, 2023 -
Mortgage application questions and how to prepare
The Uniform Residential Loan Application includes the following sections.
7 min read Aug 30, 2023 -
FHA loan requirements 2023: what you need to qualify
They’re easier to get, but they still have their criteria. Here’s what you need to make the grade.
4 min read Aug 10, 2023 -
What is the APR on a mortgage and how does it work?
If you’re shopping for a mortgage, you’ll likely come across the term “APR.”
5 min read Jul 31, 2023 -
House, townhouse, condo or apartment? How to choose
There’s more to consider than price when choosing a place to call home.
5 min read Jul 25, 2023 -
HOA rules: 9 common violations that can cost you
HOA rules to avoid breaking, and what the consequences could be.
7 min read Jul 14, 2023