
How is credit card interest calculated?
Understand the factors that influence interest rates and save money.
Years ago, I left college wanting to do one thing: use my writing ability to actually help people. After many, many job applications, I stumbled upon an ad for a personal finance staff writer. Honestly, writing in the personal finance niche hadn’t ever crossed my mind, but I dove in head first. I was learning how much I didn’t know about my own money. My career in the personal finance world has helped me tackle many financial milestones, and I can only hope that my work does the same for someone else.
— Christopher Murray
Christopher Murray is a personal finance writer for a number of reputable sites including Bankrate. Six years ago, Christopher started as the single staff writer for a budding finance blog, He worked his way all the way up to Senior Editor. Ultimately, the freedom that freelance writing brings was calling and he decided to go back to writing full-time.
While he considers himself a generalist when it comes to the topics he covers, his favorites are LGBTQ+ finance, sustainability, and beginner investing.
Years ago, I left college wanting to do one thing: use my writing ability to actually help people. After many, many job applications, I stumbled upon an ad for a personal finance staff writer. Honestly, writing in the personal finance niche hadn’t ever crossed my mind, but I dove in head first. I was learning how much I didn’t know about my own money. My career in the personal finance world has helped me tackle many financial milestones, and I can only hope that my work does the same for someone else.
— Christopher Murray
Understand the factors that influence interest rates and save money.
Therapy costs tend to be high, typically ranging from $100 to $200 per session.
Tips you need for managing your credit card to best support you in times of need.
Learn about the current payment trends of the retail market.
Credit-building apps can help you improve your credits quickly and easily.
Credit cards have a long history, dating back to ancient civilizations.
Credit and debit cards are both popular payment methods, but with different purposes.
Need credit card debt relief? Consider debt consolidation, debt management, debt settlement, or bankruptcy.