James Royal

Recent Articles By James Royal

• IRA

  Nondeductible IRAs: How they often become backdoor Roth conversions

  The nondeductible IRA is just a stop on the way to converting funds into a Roth IRA, via a “backdoor Roth IRA.”

  4 MIN READ Jan. 15, 2021

  

• Banking

  Survey: Those hit financially by COVID-19 paying 4 times more in bank fees

  Those hit financially by the pandemic saw average monthly charges for their checking account of $11.41.

  5 MIN READ Jan. 13, 2021

  

• Retirement

  Inherited IRA rules: 6 things all beneficiaries must know

  Avoid the pitfalls of the process to help protect your windfall.

  7 MIN READ Jan. 14, 2021

  

• Investing

  How to buy Bitcoin: 5 ways to add the popular cryptocurrency to your portfolio

  It’s easier than ever to buy bitcoins, and you can likely do it at a lower commission than before too.

  4 MIN READ Jan. 7, 2021

  

• Banking

  Bankrate’s 2021 interest rate forecast: Rates poised to stay low in new year

  See our predictions for rates on mortgages, credit cards, savings accounts and more.

  7 MIN READ Jan. 5, 2021

  

• Investing

  7 best ETFs to buy in 2021

  Investors may want to consider these top exchange-traded funds (ETFs) in 2021.

  5 MIN READ Jan. 1, 2021

  

• Investing

  7 best online brokers in 2021

  Find out how these top online brokers really stand out from the crowd.

  3 MIN READ Jan. 1, 2021

  

• IRA

  Best IRA accounts in January 2021

  If you’re looking to get off to a fast start on your retirement finances, an IRA is a great place to begin.

  5 MIN READ Jan. 1, 2021

  

• Investing

  Best online brokers for ETF investing in January 2021

  Want to make ETFs a part of your investment portfolio? These top accounts may appeal to you.

  6 MIN READ Jan. 1, 2021

  

• Investing

  Best online stock brokers for beginners in January 2021

  These options offer attractive features for new investors, such as educational resources and zero commissions.

  4 MIN READ Jan. 1, 2021