
Can you use your cellphone bill to build credit?
Cell phone bills are not automatically included in your credit report. However, there are ways your payment history may impact your score.
Raychelle Heath is a freelance writer who began working with Bankrate in 2019. She has covered such topics as the best credit cards to use abroad and how to maximize credit card rewards. She’s originally from South Carolina, but has recently adopted the life of a digital nomad. When she isn’t writing, she can be found teaching yoga and meditation or participating in arts outreach initiatives.
Cell phone bills are not automatically included in your credit report. However, there are ways your payment history may impact your score.
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