Ruben Çağınalp is an associate writer for Bankrate, focusing on mortgage topics.
Mortgages, mortgage refinancing, homebuying, homebuyer assistance programs
Prior to joining Bankrate, Ruben interned as an LGBTQ+ civil rights paralegal, completed three university research fellowships and published his work in undergraduate research journals. He currently serves as a board member at the American Trans Resource Hub.
Ruben has a BA in Comparative Literature from Fordham University.
Now is a favorable time to get a mortgage: the average rate you’ll pay for a 30-year fixed mortgage is 6.89, the average 15-year fixed-mortgage rate is 6.07 percent, and the average rate on a 5/1 adjustable [...]
The average 30-year fixed-refinance rate is 6.82 percent, down 8 basis points over the last seven days. The average for a 15-year refi is currently running at 6.04 percent, unchanged over the last seven [...]
It is currently a favorable time to get a mortgage: the average 30-year fixed-mortgage rate is 6.85, the average rate for a 15-year fixed mortgage is 6.07 percent, and the average rate on a 5/1 adjustable [...]
You might want to pay off your HELOC early, but be aware, your lender might charge a prepayment penalty.
The average 30-year fixed-refinance rate is 7.04 percent, up 43 basis points compared with a week ago. The 15-year fixed refi average rate is now 6.22 percent, up 41 basis points since the same time last [...]
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The average 30-year fixed-refinance rate is 6.90 percent, up 54 basis points since the same time last week. The average for a 15-year refi is currently running at 6.04 percent, up 35 basis points over [...]
It is currently a favorable time to take out a mortgage loan: the average 30-year fixed-mortgage rate is 6.86, the average rate you’ll pay for a 15-year fixed mortgage is 5.97 percent, and the average [...]
Guaranteed Rate is one of the most well-known mortgage lenders in the U.S.
The average 30-year fixed-refinance rate is 6.61 percent, up 29 basis points compared with a week ago. The average rate for a 15-year fixed refi is 5.81 percent, up 15 basis points over the last week. [...]
Mortgage interest rates continue within reach of historic lows: the average rate you’ll pay for a 30-year fixed mortgage is 6.59, the average rate for a 15-year fixed mortgage is 5.80 percent, and the [...]
The average 30-year fixed-refinance rate is 6.55 percent, up 27 basis points over the last seven days. The 15-year fixed refi average rate is now 5.75 percent, up 16 basis points over the last week. The [...]
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The average 30-year fixed-refinance rate is 6.32 percent, up 21 basis points compared with a week ago. The average rate for a 15-year fixed refi is 5.63 percent, up 22 basis points over the last seven [...]
The average 30-year fixed-refinance rate is 6.32 percent, up 24 basis points from a week ago. The average for a 15-year refi is currently running at 5.66 percent, up 24 basis points over the last seven [...]