
Happy Money Personal Loans: 2023 Review
Happy Money provides online loans with low rates to borrowers solely interested in eliminating high-interest credit card debt.
Everyone deserves access to financial literacy on their own terms.
— Raija Haughn
Raija Haughn began her career as an associate writer for Bankrate in November of 2021, reporting on personal and home equity loans. She has recently branched into student loans, where she hopes to use her academic experience and enthusiasm for empowering others to build up the space.
During her college career, Raija was a writer and managing editor for the College of Charleston’s student publication, Cistern Yard News. Raija is passionate about helping people access the knowledge and information they need, when they need it. In particular, she is interested in highlighting the financial challenges that marginalized and underrepresented communities face and providing resources and knowledge to help.
Raija is a fairly recent college graduate with student loan debt of her own. Writing about students has given her the opportunity to interview experts in this space and learn along with readers about the best ways to budget for repayment and tackle debt. If Raija could offer one piece of advice to those considering a student loan for college, it would be to fill out the FAFSA as soon as possible and take advantage of any financial aid you may be eligible for.
Everyone deserves access to financial literacy on their own terms.
— Raija Haughn
Happy Money provides online loans with low rates to borrowers solely interested in eliminating high-interest credit card debt.
Wells Fargo may be a great option if you’re looking for a personal loan with an established company.
With over 1,000 branches on the east coast, M&T Bank offers full-service banking for borrowers who prefer visiting in person.
This Illinois-based bank offers personal loans for home improvements and more, but you’ll have to be a resident of one of 24 states to qualify.
You may be able to pay taxes with a loan, but you should find out if it’s the best option before doing so.
Before you get a personal loan, the lender will want to know what your credit score is.
According to the Federal Reserve, these are the average small business loan amounts.
Boats can be expensive, but there are some financing options if you don’t have cash to purchase one outright.