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Nina Semczuk

  • Saving and investing
  • Mortgages and loans
  • Personal finance
  • B.S., TV and Film, Boston University
  • M.F.A., Creative Writing, St. Joseph’s University


  • Work published on Money, MagnifyMoney, SmartAsset and syndicated on a number of national and regional sites
  • Editor on the wealth team


Nina Semczuk is a wealth editor on the Bankrate team. In previous roles, she’s worked on content for SmartAsset, MagnifyMoney, LendingTree, Money, Fairygodboss and The Muse.

Nina started her path toward financial literacy at fourteen after filling out her first W-4 and earning her first paycheck. Since then, she's navigated the world of investing, mortgages, VA loans, Roth IRAs and the tax consequences of changing cities, states or countries at least once a year. She served in the U.S. Army for five years before moving to New York City. She lives in the Hudson Valley for now.


Financial literacy is a crucial part of owning your life.

— Nina Semczuk

Nina's latest articles