
What is a prospectus?
Read this important document before deciding whether to make an investment.
Financial literacy is a crucial part of owning your life.
— Nina Semczuk
Nina Semczuk is a wealth editor on the Bankrate team. In previous roles, she’s worked on content for SmartAsset, MagnifyMoney, LendingTree, Money, Fairygodboss and The Muse.
Nina started her path toward financial literacy at fourteen after filling out her first W-4 and earning her first paycheck. Since then, she's navigated the world of investing, mortgages, VA loans, Roth IRAs and the tax consequences of changing cities, states or countries at least once a year. She served in the U.S. Army for five years before moving to New York City. She lives in the Hudson Valley for now.
Financial literacy is a crucial part of owning your life.
— Nina Semczuk
Read this important document before deciding whether to make an investment.
This type of trust can be used to help avoid conflicts of interest.
Use this number along with others for investment analysis.
Learn what the term means and the difference between casual day trading and pattern day traders.
Not all shell companies are shady. Here’s why corporations may choose to use one.
New York is home to the world’s largest stock exchange.
If you’re an accredited investor, hedge funds are one of your investment options.
Current assets divided by current liabilities equals the current ratio.
Want to start investing? Learn how a brokerage account works first.
Financial leverage is a strategy used to potentially increase returns. Investors use borrowed funds intending to expand gains from an investment. Simply put, it’s borrowing money to make more money. [...]
Financial liquidity is the ease at which an asset can be converted into cash. Conversely, an asset that is considered illiquid cannot be easily converted into cash or is difficult to trade.