
What is private equity?
This type of alternative investment is typically limited to accredited investors and institutions.
Nina Semczuk is a former editor on the Bankrate team. In previous roles, she’s worked on content for SmartAsset, MagnifyMoney, LendingTree, Money, Fairygodboss and The Muse. Her writing in the personal finance and career space has been syndicated by numerous outlets and she has been featured in webinars and newsletters.
Nina started her path toward financial literacy at fourteen after filling out her first W-4 and earning her first paycheck. Since then, she's navigated the world of investing, mortgages, VA loans, Roth IRAs and the tax consequences of changing cities, states or countries at least once a year. She served in the U.S. Army for five years before moving to New York City and later, the Hudson Valley.
A coworker early in my career advised me to save early and often for retirement. While saving for retirement in your early twenties isn’t sexy, it sets you up for future stability.
Financial literacy is a crucial part of owning your life.
— Nina Semczuk
This type of alternative investment is typically limited to accredited investors and institutions.
The time value of money concept is all about how money is worth more now than in the future because of its potential growth and earning power.
This type of financial derivative played a role in the 2008 recession.
Here’s how the capital asset pricing model works.