Lauren Ward

Insurance Contributor
Lauren Ward

Lauren Ward has nearly 10 years of experience in writing for insurance domains such as Bankrate, The Simple Dollar, and Reviews.com. She covers auto, homeowners, and life insurance, as well other topics in the personal finance industry.

Recent Articles By Lauren Ward

  • Homeowners Insurance

    How ISO fire ratings impact your home insurance

    With such a high financial investment at stake, it is important to understand what risks your home may be exposed to, and how those risks may affect the cost or scope of your homeowners insurance policy. [...]

    4 MIN READ
    Firefighters
  • Homeowners Insurance

    The difference between homeowners insurance and hazard insurance

    Most homeowners only think about their homeowners insurance at the time of purchasing the home or right after experiencing a damaging loss. This is not always ideal because it can be difficult to understand [...]

    4 MIN READ
    Tracking his finances with technology
  • Car Insurance

    Finding car insurance in New Hampshire after a DUI

    Getting a DWI in New Hampshire results in an average auto insurance premium increase of 67%. That may seem low compared to the national average increase of 99%, but it can still put a significant strain [...]

    4 MIN READ
    Interstate 93 South in New Hampshire just South of Franconia Notch with traffic on highway
  • Car Insurance

    Finding car insurance in New Mexico after a DUI

    The average car insurance premium increase after a DUI in New Mexico is 94%. This amount is only slightly less than the national average increase of 99%. Though each driver will likely pay a different [...]

    4 MIN READ
    sobriety test
  • Homeowners Insurance

    Best cheap homeowners insurance in Lubbock

    The average cost of a homeowners insurance policy in Lubbock, TX is $2,061 per year for a $250,000 house. This is more than both the state average and the national average. Currently, Texas residents as [...]

    5 MIN READ
    Lubbock, Texas
  • Car Insurance

    Cheapest car insurance in Alabama for 2021

    Alabama is not the cheapest state for car insurance, nor is it the most expensive— it is somewhere in the middle. The average cost of car insurance in the U.S. varies depending on which state you are [...]

    4 MIN READ
    Iconic fountain in Alabama's capital.
  • Car Insurance

    Cheapest car insurance in Tennessee for 2021

    The average cost of car insurance differs with each state. According to our latest research, Tennesseans pay $371 annually for minimum coverage and $1,338 annually for full coverage. While that is below [...]

    5 MIN READ
    Skyline of Nashville at sunset.
  • Car Insurance

    Car insurance for high-risk drivers in Michigan

    You may be shopping for high-risk auto insurance in Michigan without realizing it. A high-risk driver is anyone an insurance company believes is likely to file a claim in the future. This means that if [...]

    4 MIN READ
    Working from home
  • Car Insurance

    Car insurance for high-risk drivers in North Carolina

    High-risk drivers are drivers who are either young and new to driving, have low credit scores, lapses in coverage or have multiple violations on their driving record. These include such things as multiple [...]

    4 MIN READ
    Black man using laptop
  • Car Insurance

    Car insurance for high-risk drivers in New York

    If you have had a driving incident or more than one, you may wonder if you’re considered a high-risk driver in New York. A high-risk driver is anyone an insurance company feels is likely to file a claim [...]

    5 MIN READ
    White collar worker in office