Rick Hoel

Insurance Contributor
Rick Hoel

Rick Hoel is an international business attorney and legal and insurance writer for Bankrate.com, Reviews.com and Accessibility.com. Over the last several years, he has covered topics dealing with personal and commercial insurance and technology and the law. Rick is General Counsel and Director of Risk Management and sits on the Board of Power Stow Americas Inc., a subsidiary of Power Stow A/S in Denmark, the world leader in the supply of tracked conveyor systems to the airline industry.

Recent Articles By Rick Hoel

  • Homeowners Insurance

    Does home insurance cover packages?

    The personal property coverage section in a homeowners insurance policy will, depending upon limits, pay for the replacement or repair of your personal belongings when they are damaged or stolen as well [...]

    4 MIN READ
    Woman looking at package at entrance of house
  • Car Insurance

    Auto insurance for high-risk drivers in Tennessee

    There were 1,040 fatal car accidents leading to 1,135 deaths in 2019 in Tennessee. This statistic translates to 16.6 deaths per 100,000 population. The equivalent national figure for that year was 11 deaths [...]

    5 MIN READ
    Woman in a car
  • Car Insurance

    Auto insurance for high-risk drivers in Oklahoma

    High-risk drivers are more likely than others to be involved in fatal car crashes. In 2019, Oklahoma recorded 584 fatal car accidents which resulted in 640 deaths. This accounts for 16.2 deaths per 100,000 [...]

    5 MIN READ
    Woman using her cell phone while driving
  • Car Insurance

    Finding car insurance in Arizona after a DUI

    Maintaining a car insurance policy in Arizona or obtaining new coverage after a DUI conviction can be challenging. In Arizona, a DUI doubles the average premium a driver will pay which matches the percentage [...]

    3 MIN READ
    Night Time Police Stop
  • Car Insurance

    Finding car insurance in Wisconsin after a DUI

    A driving under the influence conviction is one of the most serious traffic violations a person can receive and it has a significant impact on auto insurance premiums. In Wisconsin, the average annual [...]

    4 MIN READ
    Police pulling over vehicle on the street
  • Companies

    Geico vs. Allstate

    Geico and Allstate are two of the most well known auto insurers in the country and the largest. Geico was founded in 1936 during the Great Depression but grew steadily. In 1996, Geico was acquired by Warren [...]

    4 MIN READ
    Enjoying the freedom of freelancing
  • Homeowners Insurance

    Best cheap homeowners insurance in Chesapeake

    Over 71% of residents in Chesapeake, Virginia own a home, which means that they likely have a homeowners insurance policy. The average annual premium for home insurance in Chesapeake, Virginia is $1,421 [...]

    5 MIN READ
    Oceanfront Community
  • Companies

    AARP vs. AAA

    In 1984, The Hartford became the exclusive provider of car insurance and home insurance for American Association of Retired Persons (AARP) members. Hartford was founded in 1810 and according to market [...]

    4 MIN READ
    Serious young woman working from home
  • Companies

    Geico vs. AAA

    In 1936, Geico was founded by Leo and Lillian Goodwin. In 1951, Warren Buffet, then a business student at Columbia University, purchased the first shares of Geico stock. Decades later, in 1996, Buffett [...]

    5 MIN READ
    Man reviewing documents
  • Companies

    USAA vs AAA

    USAA was founded in 1922 when a group of military officers organized to insure each other’s cars. Since then, USAA has remained a member only insurer dealing exclusively with current and former members [...]

    5 MIN READ
    This is so confusing