What is APR on a credit card?
APR stands for annual percentage rate, which means interest on a credit account.
5 min read
Jun 22, 2022
EXPERTISE
- Rewards strategy
- Small business marketing
EDUCATION
- Bachelor of arts degree in journalism, the University of Maryland
Highlights
- Journalist published in dozens of magazines, newspapers and websites
- Founder and editor of The Jewelry Loupe
- Speaker and writer specializing in small-business marketing, travel and credit
Experience
After receiving her B.A. in magazine journalism from the University of Maryland, Cathleen worked as a staff editor for consumer and trade magazines before becoming a full-time freelance writer.
Her stories on design, travel and business have appeared in dozens of publications including the Washington Post, Town & Country, Wall Street Journal, Marie Claire, Fodor’s Travel, Departures and The Writer. In 2009, she launched The Jewelry Loupe, a magazine-style blog that now has more than 25,000 followers around the world. Cathleen writes and speaks about marketing creative small businesses. She was a contributor to CreditCards.com from 2009 to 2021, when she joined the CreditCards.com and Bankrate Credit Cards editorial team full-time as an editor.
Media
"Opening a Storefront" for the Jewelry Business Forum last month and building a brand at NYNOW last year.
Business
Blog: https://thejewelryloupe.com
Instagram: http://instagram.com/thejewelryloupe/
Facebook: http://facebook.com/thejewelryloupe
Twitter: https://twitter.com/thejewelryloupe
Cathleen's Latest Articles
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5 credit cards I’m applying for to beef up my mileage balance
Travel rewards from these five cards could send you around the world in style.
5 min read Sep 26, 2022 -
6 things to do after completing a balance transfer
Learn these six important steps to build a successful financial journey after completing a balance transfer.
3 min read Sep 26, 2022 -
Can you pay college tuition with a credit card?
It’s possible to use a credit card to pay for your college tuition, but fees and the possibility of high-interest debt make it a poor choice for most students.
3 min read Sep 26, 2022 -
Perks of having personal and business cards from the same issuer
Having both personal and business cards with the same issuer has advantages.
4 min read Sep 23, 2022 -
Subprime credit card holders hit hardest by rising interest rates
Why subprime borrowers are vulnerable to rising interest rates, and how to prepare.
4 min read Sep 21, 2022 -
How to pay off credit card debt
Any of these techniques can work. You just have to make a choice and stick with it.
5 min read Sep 21, 2022 -
How I’m paying off credit card debt, with the help of student loan forgiveness
I left college with student loan debt and credit card debt, now I’m catching up.
6 min read Sep 15, 2022 -
Life lessons your credit cards can teach you
How building your credit can help you build a better life.
5 min read Sep 15, 2022 -
Best airline credit cards for priority boarding
Many top airline credit cards offer priority boarding as a benefit.
6 min read Sep 14, 2022 -
How to protect your wallet from scams at the gas pump
With the price of gas rising, scams at the gas pump have become more common.
6 min read Sep 12, 2022 -
Average cost of breast cancer treatment
Breast cancer is scary and expensive. Here are average costs and how to lower them.
5 min read Sep 12, 2022 -
To switch issuers, or not to switch?
When you want a new card, is it better to stick with your current issuer?
5 min read Sep 12, 2022 -
Five years after the Equifax data breach, how safe is your data?
How secure is your data five years after the Equifax data breach?
7 min read Sep 12, 2022 -
Best credit cards for high spenders
If you spend a lot, make your spending work for you with a card that earns rewards.
9 min read Jul 01, 2021 -
Best business credit cards for earning points
Nearly all credit cards developed for small businesses come with generous rewards programs. Some accumulate points while others offer cash back. So, are rewards credit cards worth it? Absolutely!
4 min read Sep 07, 2022 -
How to financially prepare and recover from a natural disaster
Natural disasters can lead to financial disaster. Here’s how to minimize damage.
7 min read Sep 07, 2022 -
How to use your employer’s company credit card
A guide to using your company credit card as your employer intends
3 min read Sep 07, 2022 -
How your credit cards can help during a recession
A strategy for turning your credit cards into recession survival tools
5 min read Sep 06, 2022 -
Are elite credit cards worth it?
Elite credit cards come with generous rewards and perks but hefty annual fees.
5 min read Sep 05, 2022