Create a debt repayment plan to get more out of your balance transfer card.
- Personal finance
- Credit cards
- Rewards credit cards
- Travel credit cards
- Bachelor’s, University of California, Berkeley
- Master’s, University of Missouri
Constance Sommer is a contributor to Bankrate covering personal finance, credit cards, rewards credit cards and travel credit cards. Based in Los Angeles, she has covered topics like finance, health, wellness and the environment, and her bylines include work for The New York Times and AARP.
Constance's latest articles
4 min read Apr 12, 2023
American credit card balances rose to $986 billion in the last quarter of 2022. Here’s a look at credit debt in the U.S. and how to start paying your balance down.4 min read Feb 23, 2023