Why I love the Capital One Quicksilver Cash Rewards
The Capital One Quicksilver Cash Rewards offers an unlimited, flat cash back rate.
4 min read
Sep 28, 2022
EXPERTISE
- Personal finance
- Habit formation
EDUCATION
- BA in Music, Theatre Minor, Miami University
- MFA in Theatre, Illinois State University
"The more you know about credit cards, the better equipped you'll be to make choices that work out in your favor – whether you're taking advantage of your credit card grace period to avoid interest charges, using a 0% intro APR credit card to fund a vacation or redeeming your credit card rewards at their maximum value. Credit is a powerful tool, when used wisely – and as a person who's been writing about personal finance for a decade, I hope to provide you with the tools to make as many wise decisions as possible."
— Nicole Dieker
Highlights
- Ten years of personal finance writing experience, with stories published on Vox, The Simple Dollar, The Penny Hoarder, Lifehacker and more
- Five years writing and editing The Billfold, a personal finance blog where people had honest conversations about money
- Author of Frugal and the Beast: And Other Financial Fairy Tales
Experience
Nicole Dieker has been a full-time freelance writer since 2012—and a personal finance enthusiast since 2004, when she graduated from college and, looking for financial guidance, found a battered copy of Your Money or Your Life at the public library.
In addition to writing for Bankrate, her work has appeared on CreditCards.com, Vox, Lifehacker, Popular Science, The Penny Hoarder, The Simple Dollar and NBC News. Dieker spent five years as writer and editor for The Billfold, a personal finance blog where people had honest conversations about money. Dieker also teaches writing, freelancing and publishing classes and works one-on-one with authors as a developmental editor and copyeditor.
Nicole Dieker’s debut novel, The Biographies of Ordinary People, is a Millennial-era Little Women that follows three sisters from childhood to adulthood. Dieker is also the author of Frugal and the Beast: And Other Financial Fairy Tales, in which she reworks classic fairy tales to highlight their hidden financial lessons.
"The more you know about credit cards, the better equipped you'll be to make choices that work out in your favor – whether you're taking advantage of your credit card grace period to avoid interest charges, using a 0% intro APR credit card to fund a vacation or redeeming your credit card rewards at their maximum value. Credit is a powerful tool, when used wisely – and as a person who's been writing about personal finance for a decade, I hope to provide you with the tools to make as many wise decisions as possible."
— Nicole Dieker
Nicole's Latest Articles
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Is no credit better than bad credit?
Generally, having no credit is better than having bad credit, though both can hold you back. Luckily, there’s a way out.
6 min read Sep 27, 2022 -
What is purchase APR?
When you take out a line of credit, your lender has the right to charge interest on any money you borrow. In the case of credit cards, this interest often comes in the form of purchase APR.
3 min read Sep 23, 2022 -
What’s a good APR for a credit card?
A good credit card APR is at or below the national average.
4 min read Sep 23, 2022 -
What happens when your 0% intro APR period ends?
Once a 0% intro APR period ends, unpaid balances start to accrue interest.
5 min read Sep 22, 2022 -
How does credit card interest work?
Here’s what you need to know about credit card interest.
5 min read Sep 22, 2022 -
Debit vs. credit: What’s the best way to pay?
Credit versus debit is an age old debate, but there are pros and cons to each.
7 min read Sep 20, 2022 -
How to do a balance transfer with Bank of America
The issuer offers several balance transfer credit cards with 0 percent intro APR periods, which can help you to pay off debt over time and interest-free.
8 min read Sep 19, 2022 -
How to maximize cash back with rotating bonus categories
Earn as much cash back as possible from your rotating bonus category credit cards.
5 min read Sep 15, 2022 -
How to financially prepare and recover from a natural disaster
Natural disasters can lead to financial disaster. Here’s how to minimize damage.
7 min read Sep 07, 2022 -
How do cash back sites work?
Retailers pay a commission to cash back sites as you make qualifying purchases.
4 min read Sep 06, 2022 -
How to grocery shop during a recession
What to buy, when to shop and how to earn rewards on groceries
3 min read Sep 02, 2022 -
How to activate a credit card
Credit card activation is simple enough once you receive your new credit card.
6 min read Sep 01, 2022 -
How to use a credit card to cover health expenses
When paying for medical bills with credit, aim to pay it off as soon as possible.
6 min read Sep 01, 2022 -
5 things you should know before you co-sign a credit card
Agreeing to co-sign for a loved one may feel good, but it’s a really stupid idea.
6 min read Aug 26, 2022 -
Carrying a balance on a credit card for the first time
Learn what happens when you carry a balance on your credit card and how to pay it off as quickly as possible.
5 min read Aug 22, 2022 -
How to get a credit card with bad credit
It’s still possible to get a credit card even if you have bad credit, although your options will be limited.
6 min read Aug 18, 2022 -
Should you get cash back or travel credit card for your business?
Start by asking yourself how much business travel you plan to do in the next year.
5 min read Aug 17, 2022 -
Is the Deserve EDU Mastercard for Students worth it?
If you’re a college student who wants to build a positive credit history, the Deserve EDU Mastercard for Students could be a good option.
3 min read Aug 17, 2022 -
How being an authorized user affects your credit
Credit scores can benefit from the activity reported from an authorized user.
5 min read Aug 15, 2022