Best rotating bonus category cash back credit cards
Earn as much cash back as possible from your rotating bonus category credit cards.
6 min read
Jun 08, 2023
EXPERTISE
- Personal finance
- Habit formation
EDUCATION
- BA in Music, Theatre Minor, Miami University
- MFA in Theatre, Illinois State University
"The more you know about credit cards, the better equipped you'll be to make choices that work out in your favor – whether you're taking advantage of your credit card grace period to avoid interest charges, using a 0% intro APR credit card to fund a vacation or redeeming your credit card rewards at their maximum value. Credit is a powerful tool, when used wisely – and as a person who's been writing about personal finance for a decade, I hope to provide you with the tools to make as many wise decisions as possible."
— Nicole Dieker
Highlights
- Ten years of personal finance writing experience, with stories published on Vox, The Simple Dollar, The Penny Hoarder, Lifehacker and more
- Five years writing and editing The Billfold, a personal finance blog where people had honest conversations about money
- Author of Frugal and the Beast: And Other Financial Fairy Tales
Experience
Nicole Dieker has been a full-time freelance writer since 2012—and a personal finance enthusiast since 2004, when she graduated from college and, looking for financial guidance, found a battered copy of Your Money or Your Life at the public library.
In addition to writing for Bankrate, her work has appeared on CreditCards.com, Vox, Lifehacker, Popular Science, The Penny Hoarder, The Simple Dollar and NBC News. Dieker spent five years as writer and editor for The Billfold, a personal finance blog where people had honest conversations about money. Dieker also teaches writing, freelancing and publishing classes and works one-on-one with authors as a developmental editor and copyeditor.
Nicole Dieker’s debut novel, The Biographies of Ordinary People, is a Millennial-era Little Women that follows three sisters from childhood to adulthood. Dieker is also the author of Frugal and the Beast: And Other Financial Fairy Tales, in which she reworks classic fairy tales to highlight their hidden financial lessons.
"The more you know about credit cards, the better equipped you'll be to make choices that work out in your favor – whether you're taking advantage of your credit card grace period to avoid interest charges, using a 0% intro APR credit card to fund a vacation or redeeming your credit card rewards at their maximum value. Credit is a powerful tool, when used wisely – and as a person who's been writing about personal finance for a decade, I hope to provide you with the tools to make as many wise decisions as possible."
— Nicole Dieker
Nicole's latest articles
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How to get cash from a credit card at the ATM
Taking money out of a credit card at the ATM is one way to get cash quickly — but it’s costly.
4 min read Jun 07, 2023 -
Is the Capital One VentureOne Card worth it?
If you’re looking for a good starter travel card—or if you simply want a low-cost, no-annual-fee card—the VentureOne Rewards card might be a good option.
5 min read Jun 07, 2023 -
Why I charged a cruise on my credit card and how I’m still reaping rewards
A 0 percent intro card can help you fund large purchases, even a vacation.
4 min read Jun 07, 2023 -
How to build credit with a secured credit card
If you have a low credit score or a limited credit history, you can start building credit with a secured credit card. Here’s what you need to know.
4 min read Jun 05, 2023 -
How long can a debt collector pursue old debt?
Debt collectors will keep calling even after the bank stops. Here’s what to expect.
9 min read May 30, 2023 -
What does 0% APR mean?
A 0% APR can be quite helpful, but it requires a certain level of discipline.
7 min read May 25, 2023 -
What happens when your 0% intro APR period ends?
A higher interest rate will kick in once your promotion ends.
5 min read May 24, 2023