Learn how to do a balance transfer with Wells Fargo.
About the author
Personal finance, habit formation
Miami University (Oxford, Ohio), Illinois State University
- Ten years of personal finance writing experience, with stories published on Vox, The Simple Dollar, The Penny Hoarder, Lifehacker and more
- Five years writing and editing The Billfold, a personal finance blog where people had honest conversations about money
- Author of Frugal and the Beast: And Other Financial Fairy Tales
Nicole Dieker has been a full-time freelance writer since 2012—and a personal finance enthusiast since 2004, when she graduated from college and, looking for financial guidance, found a battered copy of Your Money or Your Life at the public library.
In addition to writing for Bankrate, her work has appeared on CreditCards.com, Vox, Lifehacker, Popular Science, The Penny Hoarder, The Simple Dollar and NBC News. Dieker spent five years as writer and editor for The Billfold, a personal finance blog where people had honest conversations about money. Dieker also teaches writing, freelancing and publishing classes and works one-on-one with authors as a developmental editor and copyeditor.
Nicole Dieker’s debut novel, The Biographies of Ordinary People, is a Millennial-era Little Women that follows three sisters from childhood to adulthood. Dieker is also the author of Frugal and the Beast: And Other Financial Fairy Tales, in which she reworks classic fairy tales to highlight their hidden financial lessons.
"I never knew I needed Rumpelstiltskin to involve Bitcoin or a parable about instant pots, but I’m so much happier now that I’ve read both. These stories will both delight and get you thinking about money." — Lillian Karabaic, author of Get Your Money Together and host of Oh My Dollar!
- MFA in Theatre, Illinois State University, 2008
- BA in Music, Theatre Minor, Miami University, 2004
- Frugal and the Beast: And Other Financial Fairy Tales (The Billfold, 2018)
- Earn More Money as a Freelance Writer (The Write Life, 2016)
- Start Here: 40 Freelance Writers Share How They Find Clients, Stay Motivated & Earn Well
- Today (contributor, Make a Living Writing, 2015)
Nicole's Latest Articles
7 min read Jul 26, 2021
The Chase Sapphire Reserve offers an impressive array of travel benefits, from annual travel credits to luxury hotel perks—here’s a guide to help you get the most out of this elite travel credit c [...]5 min read Jul 26, 2021
This check allows you to borrow cash or credit from your credit line — but is it worth it?4 min read Jul 21, 2021
Are you wanting to get out of credit card debt that you may have accumulated? Read for a story of how one couple did it successfully, and read their tips on how to get out of debt, too.5 min read Jul 08, 2021
Chase’s Pay Yourself Back feature allows cardholders to increase the value of their Ultimate Rewards by redeeming points or cash back for statement credits toward popular spending categories like grocery [...]3 min read Jul 08, 2021
What is a credit card? Let’s take a look at some credit card definitions — cash back credit cards, no-annual-fee credit cards and so on — and explore the pros and cons of using credit.7 min read Jul 05, 2021
Earn as much cash back as possible from your rotating bonus category credit cards.6 min read Jul 02, 2021
The Discover it Cash Back comes with an impressive fourteen month period of zero percent intro APR. Find out our take on the card, how you can use it to fund your next trip, and if the card is right for [...]4 min read Jun 25, 2021