How long does it take to raise your credit score?
Depending on why it’s low, it can take months or even years to raise your credit score. Here’s what you need to know about how to rebuild your score.
5 min read
May 22, 2023
EXPERTISE
- Credit cards
EDUCATION
- Bachelor's degree concentrated in Finance, James Madison University
"Growing up in the DC Metropolitan area, I was interested in the world of finance at a young age. As I’ve grown older and made more connections, it’s become apparent that the need-to-knows of personal finance aren’t taught widely enough. I want to help not only my peers, but everyone in need of financial aid by spreading the basics of saving, budgeting and understanding credit cards as a route to becoming knowledgeable on how to handle your money."
— Joey Robinson
Highlights
- Featured in CreditCards.com, NextAdvisor and MSN Money
- Expert in credit card basics, fees and rewards
- Holds previous experience working at a "Big Four", Ernst & Young
Experience
Upon graduating with a Bachelor’s degree concentrated in Finance, Joey worked at a “Big Four” (Ernst & Young) accounting firm before exploring the world of credit cards. After learning proper professional and financial practices through federal audits, he moved on to his second job, where he was introduced to Bankrate/CreditCards.com as a data analyst.
As time passed, his interests drifted away from data analysis and into the communication of credit card essentials. Over the past two years, he’s shared his expertise and has brought understanding to complex topics as a writer and editor for sites like Bankrate, CreditCards.com and NextAdvisor. He is a credit cards contributor for Bankrate and his advice on avoiding common credit card fees, top balance transfer tactics and more financial tips have been featured on MSN Money and other various news publications.
"Growing up in the DC Metropolitan area, I was interested in the world of finance at a young age. As I’ve grown older and made more connections, it’s become apparent that the need-to-knows of personal finance aren’t taught widely enough. I want to help not only my peers, but everyone in need of financial aid by spreading the basics of saving, budgeting and understanding credit cards as a route to becoming knowledgeable on how to handle your money."
— Joey Robinson
Joey's latest articles
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Are credit card fees tax deductible?
Which credit card fees can you deduct for tax purposes?
2 min read May 03, 2023 -
A guide to airline companion passes
Airline companion passes vary — some are for one-time discounts while others cover a companion’s flight costs year-round — but they can all save you money.
6 min read Apr 17, 2023 -
Charge cards vs. credit cards: What are the differences?
You can carry a balance on a credit card, but not with a charge card.
6 min read Feb 16, 2023 -
Top credit card perks for 2022
Here are the top credit card perks offered by issuers in 2022.
6 min read Oct 03, 2022 -
Should you cancel an unused credit card?
Closing a credit card may not be a smart move. Here’s what to consider before canceling that unused card.
4 min read May 13, 2022 -
What is a charge card?
A charge card doesn’t have a preset limit, but requires an excellent credit score and must be paid in full each month.
4 min read Mar 31, 2022 -
How to read your credit card statement
Breaking down your monthly credit card statement to help you interpret it with ease.
6 min read Oct 25, 2021