Is an interest-only mortgage a good idea? Here’s what you need to know
Interest-only mortgages are not ideal for most people, but they can be useful.
5 min read
Aug 24, 2022
EDUCATION
- Loyola University New Orleans, bachelor’s degree in communications - print journalism
Autumn Cafiero Giusti is an award-winning journalist with over two decades of professional experience. A freelance writer based out of New Orleans, Giusti been a Bankrate contributor since 2010. She writes about mortgages, real estate and banking.
Giusti’s work has appeared in over two dozen outlets, including the Discover Modern Money Blog, PULSE Network, American Express Canada, REALTOR Magazine, American Banker, PaymentsSource and Daily Funder.
Giusti started her career in 2000 as a crime and city government reporter for the Daytona Beach News-Journal before moving back to her hometown to become an assistant editor for New Orleans Magazine. Before launching her freelance writing business in 2010, Giusti was news editor for New Orleans CityBusiness for seven years.
Autumn Cafiero's Latest Articles
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When is the best time to close on a house?
There are pros and cons to closing on your home purchase before the end of the month.
6 min read Jul 28, 2022 -
What is a mortgage proof of funds letter?
Providing proof of funds is usually a requirement of the homebuying process.
3 min read Jun 27, 2022 -
Mortgage closing costs vs. prepaids: What’s the difference?
You may hear these terms used interchangeably, but they are two different expenses.
3 min read Jun 27, 2022 -
What’s the lifespan of a house?
Find out which items in your house could last a century, and which will need to be replaced.
3 min read Jun 15, 2022 -
Building a tiny house: How to get started
If you’re ready to downsize and build a tiny house, here’s how to get started.
6 min read Jun 15, 2022 -
2022 Virginia first-time homebuyer assistance programs
If you’re a first-time homebuyer in Virginia, help is available.
4 min read May 25, 2022 -
2022 Utah first-time homebuyer assistance programs
If you’re a first-time homebuyer in Utah, help is available.
4 min read May 24, 2022 -
Does refinancing a mortgage hurt your credit?
Typically, refinancing your mortgage affects your credit score temporarily.
5 min read May 02, 2022 -
2022 Oklahoma first-time homebuyer assistance programs
If you’re a first-time homebuyer in Oklahoma, help is available.
3 min read Apr 20, 2022 -
15-year vs. 30-year mortgage: Which is right for you?
A 15-year mortgage might sound more attractive, but there are tradeoffs.
3 min read Apr 07, 2022 -
2022 Massachusetts first-time homebuyer assistance programs
If you’re a first-time homebuyer in Massachusetts, help is available.
3 min read Mar 10, 2022 -
2022 Maine first-time homebuyer assistance programs
If you’re a first-time homebuyer in Maine, help is available.
4 min read Feb 21, 2022 -
2022 Alabama first-time homebuyer assistance programs
If you’re a first-time homebuyer in Alabama, help is available.
3 min read Feb 02, 2022 -
Build your dream home with an FHA construction loan
An FHA construction loan can help you build a new home or renovate one you plan to buy.
5 min read Jan 24, 2022 -
4 tips to earn the highest interest rate on a savings account
You may have to do some research, but it’s not hard to find a decent savings account rate.
2 min read Jan 17, 2022 -
8 ways to pay for a home office setup
If you’re building a home office, you have several options to pay for it.
4 min read Feb 19, 2021 -
Buying a home through Good Neighbor Next Door: Who it’s for and how it works
Believe it or not, there’s a way to buy a home for half off the list price.
5 min read Feb 03, 2021 -
What is a property deed?
Here are the basics on this crucial document and what it includes.
3 min read Nov 10, 2020 -
Sick of long bank call wait times? Here’s how to avoid them
Getting answers to your banking questions doesn’t have to be a hopeless pursuit.
4 min read Oct 20, 2020